524 Ridge Rd, Clover, SC 29710 Property Records

York County property record for 524 Ridge Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,255 sqft · built 1972
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on File
Last Sale	$453,300 (Mar 2020)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374-00-00-034`

Property Details

APN / Parcel Number

Primary APN	`374-00-00-034`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,255 sqft Living Area
Gross Area	3,643 sqft
1st Floor Area	2,087 sqft
2nd Floor Area	1,168 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	147,233 sqft (3.38 acres)
Porch	Slab
Porch Area	753 sqft
Storage Building	400 sqft

Location & Zoning

Street Address	524 RIDGE RD
City	CLOVER
State	SC
Zip	29710-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	( 3.38 ACRES )
Legal Subdivision	ACRES
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3008
Census Tract	61705

Owner

524 Ridge Rd is owned and occupied by two individuals who bought it in March 2020.

Source: York County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 RIDGE RD, CLOVER, SC 29710-7632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FEDERAL CREDIT UNION
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Mar 3, 2020	Deed, Transfer · Line of Credit NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Aug 17, 2004 · Amount on File
Deed Document Number	20209095
Deed Book / Page	18110 / 30
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Apr 22, 2026
Property Address	524 RIDGE RD, CLOVER, SC 29710-7632
Document Number	0000013651
Book / Page	22536 / 239
Instrument Date	Apr 14, 2026
Instrument	202613651
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	524 RIDGE RD, CLOVER, SC 29710-7632

Mortgage

Document Number	0000013651,
Date	Apr 22, 2026
Book Page	22536/239
Instrument	202613651

Lender

Name	AMERICAN AIRLINES FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	524 RIDGE RD, CLOVER, SC 29710-7632
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1865600289
Date	Oct 14, 2020
Book Page	18656/289
Instrument	2020048422

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 3, 2020
Property Address	524 RIDGE RD, CLOVER, SC 29710-7632
Document Number	1811000030
Book / Page	18110 / 30
Map Reference	PL A-11 PG 8
Instrument Date	Mar 3, 2020
Instrument	2020009095
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	524 RIDGE RD, CLOVER, SC 29710-7632

Mortgage

Document Number	2020009096
Date	Mar 3, 2020
Instrument	2020009096

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 524 Ridge Rd was $2,269.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00	$18,072 Land $1,976 Building $16,096	$451,800 Land $49,400 Building $402,400
2023	$2,340.00	$17,586 Land $1,700 Building $15,886	$439,657 Land $42,500 Building $397,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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