528 Porter Ln, Key West, FL 33040 Property Records

Monroe County property record for 528 Porter Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 960 sqft · built 1994
Lot Size	0.019 acres (839 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,245,000 (Apr 2026)
Tax Bill	$9,329 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00010120-010027`

Property Details

APN / Parcel Number

Primary APN	`00010120-010027`
Alternative APNs	`01010100010120010027` `8851065`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2017
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	839 sqft (0.019 acres)
Lot Dimensions	54 ft deep x 16 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	436 sqft
Deck Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8851065
Street Address	528 PORTER LN
City	KEY WEST
State	FL
Zip	33040-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT LOTS 1 & 4 SQR 52 (A/K/A UNIT 27) OR1333-2010/15 OR1665-1060/62 OR3138-0328
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	PRESIDENTS LANE TWNHMS
Legal Lot Number	1,4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2029
Census Tract	972500

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2916 CHARLOTTE DR, MERRICK, NY 11566-5302
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 18, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20262538576
Deed Book / Page	3374 / 1604
Transfer Doc	1665001060
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 7, 2026
Property Address	528 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0033741604
Book / Page	3374 / 1604
Instrument Date	Apr 1, 2026
Instrument	20262538576
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$880,215.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 CHARLOTTE DR, MERRICK, NY 11566-5302

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 7, 2026
Property Address	528 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0002538576
Book / Page	3374 / 1604
Instrument Date	Apr 1, 2026
Instrument	2026.2538576
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$880,215.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 CHARLOTTE DR, MERRICK, NY 11566-5302

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 18, 2021
Property Address	528 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0031380328
Book / Page	3138 / 328
Instrument Date	Nov 17, 2021
Instrument	2349077
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 344, KEY WEST, FL 33041-0344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 W WILSHIRE BLVD, NICHOLS HILLS, OK 73116-4013

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,329.00 (+3.27%)	$1,065,698 (+6.45%) Land $745,032 Building $320,666	$1,065,698 (+6.45%) Land $745,032 Building $320,666
2024	$9,034.00 (+3.01%)
2023	$8,770.00 (+11.51%)	$1,001,129 (+11.38%) Land $705,918 Building $295,211	$1,001,129 (+11.38%) Land $705,918 Building $295,211
2022	$7,865.00	$898,881 Land $600,598 Building $298,283	$898,881 Land $600,598 Building $298,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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