526 Porter Ln, Key West, FL 33040 Property Records

Monroe County property record for 526 Porter Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 960 sqft · built 1994
Lot Size	0.019 acres (839 sqft)
Owner	Company Name on File
Tax Bill	$8,061 (2024)
Deeds & Mortgages	May 2019 Mortgage Jun 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`00010120-010026`

Property Details

APN / Parcel Number

Primary APN	`00010120-010026`
Alternative APNs	`01010100010120010026` `8851057`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	839 sqft (0.019 acres)
Lot Dimensions	54 ft deep x 15 ft wide
Porch	Open Porch
Porch Area	352 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8851057
Street Address	526 PORTER LN
City	KEY WEST
State	FL
Zip	33040-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT LOTS 1 AND 4 SQR 52 ( A/K/A UNIT 26) OR1338-1585/88 OR1447-297/299 OR1456-1426/28 OR1476-47/49 OR1532-1446 OR1555-1728C OR1572-396 OR1676-126/128 OR2852-577/79 OR2954-1387 OR3021-2036 OR3029-0378C
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	PRESIDENTS LANE TWNHMS
Legal Lot Number	1,4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2029
Census Tract	972500

Owner

526 Porter Ln is owned by a company that acquired it in June 2020.

Source: Monroe County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	378 BENTLEYVILLE RD, CHAGRIN FALLS, OH 44022-2433
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 29, 2020	Correction Deed ATTORNEY ONLY
May 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 20, 2019	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020
Deed Sale	Jun 29, 2020
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	20202271221
Deed Book / Page	3029 / 378
Transfer Doc	1456001426
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	526 PORTER LN, KEY WEST, FL 33040-8326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029661358
Date	May 28, 2019
Book Page	2966/1358
Instrument	2222005

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

June 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jun 29, 2020
Property Address	526 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0030290378
Book / Page	003029 / 000378
Instrument Date	Jun 18, 2020
Instrument	2271221
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	378 BENTLEYVILLE RD CHAGRIN FALLS OH 440222433, CHAGRIN FALLS, OH 44022-2433

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 11, 2020
Property Address	526 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0030212036
Book / Page	003021 / 002036
Instrument Date	May 8, 2020
Instrument	2265676
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,845.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	378 BENTLEYVILLE RD CHAGRIN FALLS OH 440222433, CHAGRIN FALLS, OH 44022-2433

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 20, 2019
Property Address	526 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0029541387
Book / Page	2954 / 1387
Instrument Date	Mar 15, 2019
Instrument	2211769
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 W HUBBARD ST # ST621, 333, CHICAGO, IL 60654-4923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 EDGEMERE DR, ROCHESTER, NY 14612-1102

Mortgage

Document Number	0002211771
Date	Mar 20, 2019
Instrument	2211771

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 2, 2017
Property Address	526 PORTER LN, KEY WEST, FL 33040-8326
Document Number	0028520577
Book / Page	002852 / 000577
Instrument Date	Apr 5, 2017
Instrument	2121353
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	136 S WETHERLY DR BEVERLY HILLS CA 902112514, BEVERLY HILLS, CA 90211-2514

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$999,106 Land $745,032 Building $254,074	$999,106 Land $745,032 Building $254,074
2024	$8,061.00 (+5.61%)
2023	$7,633.00 (+11.11%)	$947,417 (+10.88%) Land $705,918 Building $241,499	$947,417 (+10.88%) Land $705,918 Building $241,499
2022	$6,870.00	$854,462 Land $600,598 Building $253,864	$854,462 Land $600,598 Building $253,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 Porter Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 526 Porter Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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