528 Pinon Rd E, Ridgway, CO 81432 Property Records

Ouray County property record for 528 Pinon Rd E, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,449 sqft · built 1997
Lot Size	5.35 acres (233,046 sqft)
Owner	Individual Name on Record
Tax Bill	$3,681 (2025)
Deeds & Mortgages	Apr 2011 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R003880`

Property Details

APN / Parcel Number

Primary APN	`R003880`
Alternative APN	`425532409011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,449 sqft Heated Area
Gross Area	6,243 sqft
1st Floor Area	2,147 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	233,046 sqft (5.35 acres)
Garage Type	Attached
Garage Area	1,146 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R003880
Street Address	528 PINON RD E
City	RIDGWAY
State	CO
Zip	81432-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26
Legal Description	SUBD: LOGHILL VILLAGE UNIT 4 LOT: 53 S: 32 T: 46 R: 8
Legal Range	08
Legal Township	46
Legal Section	32
Legal Subdivision	LOGHILL VILLAGE
Legal Lot Number	53
Legal Unit	4
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1062
Census Tract	967601

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 PINON RD E, RIDGWAY, CO 81432-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2011	Deed of Trust, Mortgage · Line of Credit VECTRA BANK COLORADO NA
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2003
Deed Sale	Jun 4, 2003
Record Updated	Jun 8, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	528 PINON RD E, RIDGWAY, CO 81432-9010
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205242
Date	Apr 14, 2011
Instrument	205242

Lender

Name	VECTRA BANK COLORADO NA
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	528 PINON RD E, RIDGWAY, CO 81432-9010
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225589
Date	Jul 6, 2020
Instrument	225589

Lender

Name	ZB NA
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	304 PINON RD E, RIDGWAY, CO 81432-8934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	225589
Date	Jul 6, 2020
Instrument	225589

Lender

Name	ZB NA
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,681.00 (-4.98%)	$73,200 (-1.92%) Land $15,130 Building $58,070	$1,171,160 (+5.14%) Land $242,000 Building $929,160
2024	$3,874.00 (-12.23%)	$74,630 (-4.39%) Land $13,410 Building $61,220	$1,113,900 (-3.47%) Land $200,120 Building $913,780
2023	$4,414.00	$78,060 Land $14,020 Building $64,040	$1,153,900 Land $207,310 Building $946,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

May also be available: AT&T, CenturyLink.

Cell Coverage

4G LTE only, no 5G reported

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