489 Pinon Rd E, Ridgway, CO 81432 Property Records

Ouray County property record for 489 Pinon Rd E, Ridgway, CO 81432

Property Summary

Property Type	Residential Vacant Land
Lot Size	12.5 acres (547,114 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jul 2024)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Aug 2025 Construction Loan Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R003814`

Property Details

APN / Parcel Number

Primary APN	`R003814`
Alternative APN	`425533322009`

Exterior

Roof Type	Shed Roof
Lot Area	547,114 sqft (12.5 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R003814
Street Address	489 PINON RD E
City	RIDGWAY
State	CO
Zip	81432-9010
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	26
Legal Description	SUBD: LOGHILL VILLAGE UNIT 4 LOT: 69 S: 33 T: 46 R: 8
Legal Range	08
Legal Township	46
Legal Section	33
Legal Subdivision	LOGHILL VILLAGE
Legal Lot Number	69
Legal Unit	4
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1062
Census Tract	967601

Owner

489 Pinon Rd E, residential vacant land, is owned and occupied by two individuals who acquired it in August 2025.

Source: Ouray County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 PINON RD E, RIDGWAY, CO 81432-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Intrafamily Transfer, Transfer · Construction Mortgage NORTHPOINTE BANK
Jul 29, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 4, 2021	Warranty Deed, Transfer · Line of Credit ALPINE BANK
Dec 5, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Deed Document Number	2024237466
Last Transfer Date	Aug 19, 2025
Transfer Doc	0000239911
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OURAY CO
Recording Date	Aug 19, 2025
Property Address	489 PINON RD E, RIDGWAY, CO 81432-9010
Document Number	0000239911
Map Reference	DOC 142279
Instrument Date	Aug 18, 2025
Instrument	239911
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 PINE DR, RIDGWAY, CO 81432-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 PINE DR, RIDGWAY, CO 81432-9416

Mortgage

Document Number	0000239912
Date	Aug 19, 2025
Instrument	239912

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	376 Months
Due	Dec 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Max Rate	12.7%

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jul 29, 2024
Property Address	489 PINON RD E, RIDGWAY, CO 81432-9010
Document Number	0000237466
Map Reference	DOC 142279
Instrument Date	Jul 25, 2024
Instrument	237466
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 MARSHALL RDG, CARLISLE, PA 17013-5138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2041 SCARBOROUGH WAY # G, G, MONTROSE, CO 81401-4297

Mortgage

Document Number	0000237467
Date	Jul 29, 2024
Instrument	237467

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	10%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	8%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Max Rate	15%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jan 4, 2021
Property Address	489 PINON RD E, RIDGWAY, CO 81432-9010
Document Number	0000227491
Map Reference	DOC 142279
Instrument Date	Dec 29, 2020
Instrument	227491
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19600 GRAYSTONE LN, SAN JOSE, CA 95120-1027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9551 10TH BAY ST, NORFOLK, VA 23518-1345

Mortgage

Document Number	0000227492
Date	Jan 4, 2021
Instrument	227492

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OURAY CO
Recording Date	Dec 5, 2018
Property Address	489 PINON RD E, RIDGWAY, CO 81432-9010
Document Number	0000222162
Instrument Date	Sep 12, 2018
Instrument	222162
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2595, MENLO PARK, CA 94026-2595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2595, MENLO PARK, CA 94026-2595

Tax Assessment & Valuation

The 2025 property tax bill for 489 Pinon Rd E was $3,461, down 4.4% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,461.00 (-4.42%)	$67,500 (-3.23%) Land $67,500	$250,000 (-) Land $250,000
2024	$3,621.00 (-8.19%)	$69,750 (-) Land $69,750	$250,000 (-) Land $250,000
2023	$3,944.00	$69,750 Land $69,750	$250,000 Land $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 489 Pinon Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Pinon Rd E is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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