528 Pearl St, Frederick, MD 21701 Property Records

Frederick County property record for 528 Pearl St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,970 sqft · built 1946
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Apr 1990)
Tax Bill	$6,778 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-079453`

Property Details

APN / Parcel Number

Primary APN	`02-079453`
Alternative APNs	`2079453` `079453`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,970 sqft Living Area
1st Floor Area	1,770 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	079453
Street Address	528 PEARL ST
City	FREDERICK
State	MD
Zip	21701-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 100 X 150 528 PEARL ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	528
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1012
Census Tract	765100

Owner

Source: Frederick County records · APN 02-079453

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 GRANT PL, FREDERICK, MD 21702-4142
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 1990 · Amount on Record
Deed Sale	Apr 02, 1990 · Amount on Record
Deed Book / Page	1635 / 898
Last Transfer Date	Aug 18, 2020
Transfer Doc	0140050129
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 21, 2020
Property Address	528 PEARL ST, FREDERICK, MD 21701-6410
Document Number	0140050129
Book / Page	014005 / 000129
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 PEARL ST FREDERICK MD 217016410, FREDERICK, MD 21701-6410

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,000 (+8.32%)	$458,000 (+24.97%) Land $200,000 Building $258,000
2025	$6,778.00 (+11.17%)	$366,500 (+26.71%) Land $165,000 Building $201,500	$366,500 (-) Land $165,000 Building $201,500
2024	$6,097.00 (+15.32%)
2023	$5,287.00	$289,233	$366,500 Land $165,000 Building $201,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.