Frederick County property record for 522 Pearl St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 812 sqft · built 1947 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,500 (Sep 1999) |
| Tax Bill | $4,883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-018187 |
| Primary APN | 02-018187 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 812 sqft Living Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 812 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,550 sqft (0.196 acres) |
| Lot Dimensions | 150 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 544 sqft |
| Patio Area | 696 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 018187 |
|---|---|
| Street Address | 522 PEARL ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 57 X 150 522 PEARL ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 522 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 765100 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 PEARL ST, FREDERICK, MD 21701-6409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 1999 · Amount on Record |
| Deed Sale | Sep 2, 1999 · Amount on Record |
| Prior Sale | Sep 13, 1996 · Amount on Record |
| Deed Document Number | 19995602 |
| Deed Book / Page | 2632 / 470 |
| Transfer Doc | 0000006730 |
| Record Updated | Oct 29, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,233 (+32.18%) | $300,300 (+14.31%) Land $167,700 Building $132,600 | |
| 2025 | $4,883.00 (+27.46%) | ||
| 2023 | $3,831.00 | $208,233 | $262,700 Land $139,200 Building $123,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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