528 Oak St, Windsor, CO 80550 Property Records

Weld County property record for 528 Oak St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1924
Lot Size	0.129 acres (5,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2019)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-3-10-02`

Property Details

APN / Parcel Number

Primary APN	`8072-12-3-10-02`
Alternative APNs	`0807-21-2-31-002` `R0045293`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,764 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,599 sqft (0.129 acres)
Garage Type	Attached
Garage Area	432 sqft
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0045293
Street Address	528 OAK ST
City	WINDSOR
State	CO
Zip	80550-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN STR-2 LOT B STROMAN SUB
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	STROMAN SUB
Legal Block	3
Legal Lot Number	B
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3012
Census Tract	2205

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 OAK ST, WINDSOR, CO 80550-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	20194457353
Last Transfer Date	Sep 24, 2021
Transfer Doc	0004768361
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Oct 21, 2021
Property Address	528 OAK ST, WINDSOR, CO 80550-5326
Document Number	0004768361
Instrument Date	Sep 24, 2021
Instrument	4768361
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 OAK ST, WINDSOR, CO 80550-5326
Investor	Possibly a Property Investor

Mortgage

Document Number	0004768362
Date	Oct 21, 2021
Instrument	4768362

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	528 OAK ST, WINDSOR, CO 80550-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004567780
Date	Feb 20, 2020
Instrument	4567780

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 2, 2019
Property Address	528 OAK ST, WINDSOR, CO 80550-5326
Document Number	0004457353
Instrument Date	Dec 31, 2018
Instrument	4457353
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	THE GROUP GUARANTEED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1812 INDIAN MEADOWS LN APT B5, B5, FORT COLLINS, CO 80525-1472

Mortgage

Document Number	0004457354
Date	Jan 2, 2019
Instrument	4457354

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,170 (-2.1%) Land $2,740 Building $23,430	$427,713 (-) Land $44,792 Building $382,921
2025	$2,673.00 (+19.17%)	$26,730 (-2.66%) Land $2,800 Building $23,930	$427,713 (+5.35%) Land $44,792 Building $382,921
2024	$2,243.00 (+8.94%)
2023	$2,059.00	$27,460 Land $2,650 Building $24,810	$406,000 Land $39,193 Building $366,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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