524 Oak St, Windsor, CO 80550 Property Records

Weld County property record for 524 Oak St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1913
Lot Size	0.159 acres (6,903 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Apr 2017)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-12-3-10-01`

Property Details

APN / Parcel Number

Primary APN	`8072-12-3-10-01`
Alternative APNs	`0807-21-2-31-001` `R0045193`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,903 sqft (0.159 acres)
Garage Type	Attached
Garage Area	336 sqft
Porch	Slab
Porch Area	362 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R0045193
Street Address	524 OAK ST
City	WINDSOR
State	CO
Zip	80550-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN STR-1 LOT A STROMAN SUB
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	STROMAN SUB
Legal Block	3
Legal Lot Number	A
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3012
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Apr 18, 2017	Exchange Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	20174294356
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0004107869
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	524 OAK ST, WINDSOR, CO 80550-5326
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004831956
Date	Jun 2, 2022
Instrument	4831956

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	524 OAK ST, WINDSOR, CO 80550-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004670464
Date	Jan 12, 2021
Instrument	4670464

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2017: Exchange Deed, Transfer

Document Type	Exchange Deed
Jurisdiction	WELD CO
Recording Date	Apr 18, 2017
Property Address	524 OAK ST, WINDSOR, CO 80550-5326
Document Number	0004294356
Instrument Date	Apr 12, 2017
Instrument	4294356
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 OAK ST, WINDSOR, CO 80550-5326

Mortgage

Document Number	0004294357
Date	Apr 18, 2017
Instrument	4294357

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,130 (-2.09%) Land $3,380 Building $16,750	$328,916 (-) Land $55,224 Building $273,692
2025	$2,055.00 (+10.9%)	$20,560 (-11.91%) Land $3,450 Building $17,110	$328,916 (-4.65%) Land $55,224 Building $273,692
2024	$1,853.00 (+8.94%)
2023	$1,701.00	$23,340 Land $3,270 Building $20,070	$344,954 Land $48,321 Building $296,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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