Branch County property record for 528 Northside Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,386 sqft · built 1961 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Oct 2011) |
| Tax Bill | $1,514 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-E15-000-015-00 |
| Primary APN | 070-E15-000-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 76 ft wide |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 528 NORTHSIDE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-7760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 16 & S PRT OF LOT 15 LY S OF LI COM 72.25 FT S OF NW COR OF SD SUB TH SELY TO A PT ON NORTHSIDE DR MIDWAY BET INTER OF |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 09 |
| Legal Subdivision | FT S OF NW COR OF SD SUB |
| Legal Lot Number | 15-16 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 NORTHSIDE DR, COLDWATER, MI 49036-7760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on Record |
| Deed Sale | Oct 14, 2011 · Amount on Record |
| Prior Sale | May 23, 1997 · Amount on Record |
| Deed Document Number | 20116259 |
| Prior Transfer Date | Oct 11, 2011 |
| Prior Transfer Doc | 201106259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 528 NORTHSIDE DR, COLDWATER, MI 49036-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202005886 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020-05886 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 10, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 528 NORTHSIDE DR, COLDWATER, MI 49036-7760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202002668 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-02668 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,000 (+5.61%) | $226,000 (+5.61%) | |
| 2025 | $1,514.00 (+2.64%) | $107,000 | $214,000 |
| 2024 | $1,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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