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528 N Spring St, Sparta, TN 38583 Property Records

White County property record for 528 N Spring St, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details1 ba · 860 sqft · built 1953
Lot Size0.969 acres (42,253 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Mar 2025)
Tax Bill$359 (2021)
Deeds & MortgagesJan 2020 Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN093040P A 00100

Property Details

APN / Parcel Number

Primary APN093040P A 00100
Alternative APN
  • 040P A 00100

Interior

Full Baths1 Bath
Stories1 Story
Building Area860 sqft Living Area
1st Floor Area860 sqft
Basement Area70 sqft
Finished Basement70 sqft
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeFlat
Roof MaterialMetal
Lot Area42,253 sqft (0.969 acres)
Lot Dimensions575 ft deep x 172 ft wide
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area60 sqft
Utility Building1,360 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address528 N SPRING ST
CitySPARTA
StateTN
Zip38583-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-D
Legal DescriptionDISTRICT: 1
JurisdictionWHITE TN
Township / Civil Division2
Census Block Group1
Census Block1019
Census Tract935300

Owner

528 N Spring St is owned by an individual who bought it in March 2025.

Source: White County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address406 FREEDOM TRL, SPARTA, TN 38583-1428
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed of Trust, Mortgage
CITIZENS BANK
May 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on File
Deed SaleMar 12, 2025 · Amount on File
Prior SaleMay 24, 2019 · Amount on File
Deed Document Number25000882
Deed Book / PageRB570 / 311
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address528 N SPRING ST, SPARTA, TN 38583-1305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000149
DateJan 13, 2020
Book PageRB447/814
Instrument20000149
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount on Record

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateMay 24, 2019
Property Address528 N SPRING ST, SPARTA, TN 38583-1305
Document Number0000001872
Book / Page000434 / 000572
Instrument DateMay 24, 2019
Instrument1872
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$177.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 N SPRING ST SPARTA TN 385831305, SPARTA, TN 38583-1305

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
MunicipalitySparta City
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,450 Land $10,000 Building $15,450$101,800 Land $40,000 Building $61,800
2023$12,100 Land $8,750 Building $3,350
2021$359.00
2020$48,400 Land $35,000 Building $13,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 528 N Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 N Spring St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA WATER SYSTEM
serves 10,899 people · EPA ID TN0000652
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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