White County property record for 513 N Spring St, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,938 sqft · built 1960 |
| Lot Size | 0.782 acres (34,069 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,400 (May 2012) |
| Tax Bill | $1,153 (2021) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093041L D 01700 |
| Primary APN | 093041L D 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,938 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,069 sqft (0.782 acres) |
| Lot Dimensions | 157 ft deep x 217 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 513 N SPRING ST |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 935300 |
Source: White County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 213 COUNTRYSIDE DR, SPARTA, TN 38583-7633 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE |
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 31, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on Record |
| Deed Sale | May 2, 2012 · Amount on Record |
| Prior Sale | Oct 9, 2007 · Amount on Record |
| Deed Document Number | 20121338 |
| Deed Book / Page | 312 / 394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 513 N SPRING ST, SPARTA, TN 38583-1354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0RB511/766 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | RB511/766 |
| Instrument | 22002949 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | SPARTA, TN 38583 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 513 N SPRING ST, SPARTA, TN 38583-1354 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | RB492/951 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | RB492/951 |
| Instrument | 21004927 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 513 N SPRING ST, SPARTA, TN 38583-1354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0000003702 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | RB424/271 |
| Instrument | 18003702 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 513 N SPRING ST, SPARTA, TN 38583-1354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000001517 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | RB454/303 |
| Instrument | 20001517 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: White County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Municipality | Sparta City |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,850 (+92.79%) Land $7,500 Building $67,350 | $299,400 (+92.79%) Land $30,000 Building $269,400 | |
| 2023 | $38,825 Land $5,625 Building $33,200 | ||
| 2021 | $1,153.00 | ||
| 2020 | $155,300 Land $22,500 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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