528 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 528 N 97th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,896 sqft · built 1962
Lot Size	0.266 acres (11,565 sqft)
Owner	Individual Name on Record
Last Sale	$439,999 (Jun 2026)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`220-23-087`

Property Details

APN / Parcel Number

Primary APN	`220-23-087`
Alternative APN	`220230879`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,565 sqft (0.266 acres)
Parking Spaces	1 Parking Space
Pool Area	410 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 N 97TH ST
City	MESA
State	AZ
Zip	85207-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR 2 MCR 83/21
Legal Range	7E
Legal Township	1N
Legal Section	15
Legal Subdivision	DESERT AIR 2
Legal Block	3
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3020
Census Tract	420111

Owner

Source: Maricopa County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 N 97TH ST, MESA, AZ 85207-7104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2023	Beneficiary Deed, Transfer GREYSTONE TITLE AGENCY, GREYSTONE TITLE AGENCY LLC
Apr 15, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jun 18, 2025 · Amount on Record
Deed Document Number	2026381464
Prior Transfer Date	Oct 6, 2023
Prior Transfer Doc	0000526960
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 25, 2026
Property Address	528 N 97TH ST, MESA, AZ 85207-7104
Document Number	0000381464
Instrument Date	Jun 16, 2026
Instrument	2026381464
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	528 N 97TH ST, MESA, AZ 85207-7104

Mortgage

Document Number	0000381466,
Date	Jun 25, 2026
Instrument	2026381466

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 10, 2023
Property Address	528 N 97TH ST, MESA, AZ 85207-7104
Document Number	0000526960
Map Reference	MB 83 PG 21
Instrument Date	Oct 6, 2023
Instrument	20230526960
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	GREYSTONE TITLE AGENCY, GREYSTONE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2024
Property Address	528 N 97TH ST, MESA, AZ 85207-7104
Document Number	0000195447
Map Reference	MB 83 PG 21
Instrument Date	Sep 27, 2023
Instrument	20240195447
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 S ALPINE DR, SHOW LOW, AZ 85901-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,760 (+84.73%)	$317,600 (+13.55%) Land $63,500 Building $254,100
2025	$1,550.00 (+21.47%)	$17,193 (-47.31%)	$279,700 (-14.28%) Land $55,900 Building $223,800
2024		$32,630 (+11.56%)	$326,300 (+11.56%) Land $65,200 Building $261,100
2023		$29,250 Land $5,850 Building $23,400	$292,500 Land $58,500 Building $234,000
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CopperNet Systems, Verizon.

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