517 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 517 N 97th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,729 sqft · built 1958
Lot Size	0.289 acres (12,567 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`220-23-046`

Property Details

APN / Parcel Number

Primary APN	`220-23-046`
Alternative APN	`220230466`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	1,953 sqft
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	12,567 sqft (0.289 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Street Address	517 N 97TH ST
City	MESA
State	AZ
Zip	85207-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR MCR 71/33
Legal Range	7E
Legal Township	1N
Legal Section	15
Legal Subdivision	DESERT AIR
Legal Block	2
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3019
Census Tract	420111

Owner

Source: Maricopa County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 N 97TH ST, MESA, AZ 85207-7103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 25, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 1995
Deed Sale	Aug 22, 1995
Prior Sale	Nov 10, 1993
Deed Document Number	1995503163
Prior Transfer Date	Aug 9, 1995
Prior Transfer Doc	0000503163
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	517 N 97TH ST, MESA, AZ 85207-7103
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 N 97TH ST, MESA, AZ 85207-7103

Mortgage

Document Number	0000880982
Date	Aug 16, 2021
Instrument	20210880982

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	PROSPER, TX 75078

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.57%

January 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2019
Property Address	517 N 97TH ST, MESA, AZ 85207-7103
Document Number	0000055441
Instrument Date	Jan 17, 2019
Instrument	55441
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 N 97TH ST MESA AZ 852077103, MESA, AZ 85207-7103

Mortgage

Document Number	55442
Date	Jan 25, 2019
Instrument	55442

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.85%

Mortgage

Document Number	55443,
Date	Jan 25, 2019
Instrument	55443

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.85%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	517 N 97TH ST, MESA, AZ 85207-7103
Document Number	0000625077
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 N 97TH ST MESA AZ 852077103, MESA, AZ 85207-7103

Mortgage

Document Number	0000625077
Date	Aug 24, 2017
Instrument	625077

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,600 (+83.83%)	$316,000 (+14.24%) Land $63,200 Building $252,800
2025	$1,281.00 (+0.39%)	$17,190 (-46.81%)	$276,600 (-14.42%) Land $55,300 Building $221,300
2024		$32,320	$323,200 Land $64,600 Building $258,600
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CopperNet Systems, Verizon.

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