528 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 528 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,165 sqft · built 2001
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Apr 2022)
Tax Bill	$518 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NM03A-059`

Property Details

APN / Parcel Number

Primary APN	`NM03A-059`
Alternative APN	`34756`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,165 sqft Heated Area
1st Floor Area	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Area	400 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34756
Street Address	528 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#59B EVERGREEN ESTATES .35AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	B
Legal Lot Number	59
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1020
Census Tract	110701

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 MICHAEL CIR, MONROE, GA 30655-8471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Apr 12, 2022	Warranty Deed, Transfer
Mar 26, 2020	Grant Deed, Transfer · FHA Mortgage SOUTHEAST MTG/GA
Oct 30, 2019	Deed with Mortgage, Construction Loan · Construction Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	20221833
Deed Book / Page	5122 / 24
Prior Transfer Date	Aug 7, 2013
Prior Transfer Doc	0035760042
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	528 MICHAEL CIR, MONROE, GA 30655-8471
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 MICHAEL CIR, MONROE, GA 30655-8471

Mortgage

Document Number	0051220000000025
Date	Apr 13, 2022
Book Page	0000005122/0000000025
Instrument	2022006089

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 12, 2022
Property Address	528 MICHAEL CIR, MONROE, GA 30655-8471
Document Number	0051220024
Book / Page	5122 / 24
Instrument Date	Apr 12, 2022
Instrument	2022-001833
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 MICHAEL CIR, MONROE, GA 30655-8471

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Mar 26, 2020
Property Address	528 MICHAEL CIR, MONROE, GA 30655-8471
Document Number	0045610239
Book / Page	004561 / 000239
Instrument Date	Mar 24, 2020
Instrument	3939
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 MICHAEL CIR MONROE GA 306558471, MONROE, GA 30655-8471

Mortgage

Document Number	45610241
Date	Mar 26, 2020
Book Page	004561/000241

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

October 2019: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	WALTON GA
Recording Date	Oct 30, 2019
Property Address	528 MICHAEL CIR, MONROE, GA 30655-8471
Document Number	0044770027
Book / Page	004477 / 000027
Instrument Date	Oct 18, 2019
Instrument	13332
Transaction Type	Construction Loan
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	528 MICHAEL CIR MONROE GA 306558471, MONROE, GA 30655-8471

Mortgage

Document Number	44770028
Date	Oct 30, 2019
Book Page	004477/000028
Instrument	13332

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2020

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (-88.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$139,040 (+4.2%) Land $22,000 Building $117,040	$347,600 (+4.2%) Land $55,000 Building $292,600
2024	$4,542.00 (-0.37%)	$133,440 (+1.18%) Land $22,000 Building $111,440	$333,600 (+1.18%) Land $55,000 Building $278,600
2023	$4,559.00 (-98.96%)	$131,880 (+17.96%) Land $22,000 Building $109,880	$329,700 (+17.96%) Land $55,000 Building $274,700
2022	$440,291.00	$111,800 Land $17,200 Building $94,600	$279,500 Land $43,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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