525 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 525 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,060 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2026)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NM03A-012`

Property Details

APN / Parcel Number

Primary APN	`NM03A-012`
Alternative APN	`34711`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,060 sqft Heated Area
1st Floor Area	1,216 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Area	480 sqft
Porch	Slab
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34711
Street Address	525 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#12A EVERGREEN ESTATES .35AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	12
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

525 Michael Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Walton County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 MICHAEL CIR, MONROE, GA 30655-8469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER
Sep 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOWER
Apr 22, 2026	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Apr 22, 2026 · Amount on File
Deed Document Number	202610019
Deed Book / Page	5647 / 980
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Sep 14, 2026
Property Address	525 MICHAEL CIR, MONROE, GA 30655-8469
Document Number	0000010019
Book / Page	5647 / 980
Instrument Date	Sep 11, 2026
Instrument	202610019
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 MICHAEL CIR, MONROE, GA 30655-8469

Mortgage

Document Number	0000000100,
Date	Sep 14, 2026
Book Page	5647/983
Instrument	2026100

Lender

Name	LOWER

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Recording Date	Sep 14, 2026
Property Address	525 MICHAEL CIR, MONROE, GA 30655-8469
Document Number	0000000100
Book / Page	5647 / 997
Instrument Date	Sep 11, 2026
Instrument	2026100
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 MICHAEL CIR, MONROE, GA 30655-8469

Mortgage

Document Number	0000000100,
Date	Sep 14, 2026
Book Page	5647/997
Instrument	2026100

Lender

Name	LOWER

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 22, 2026
Property Address	525 MICHAEL CIR, MONROE, GA 30655-8469
Document Number	0056291858
Book / Page	5629 / 1858
Instrument Date	Apr 22, 2026
Instrument	20264325
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST, TEMPE, AZ 85288-1232
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 525 Michael Cir was $3,274 with a homeowner's exemption, up 3.4% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+3.38%) Homeowner's exemption	$118,680 (+3.85%) Land $22,000 Building $96,680	$296,700 (+3.85%) Land $55,000 Building $241,700
2024	$3,167.00 (-2.52%) Homeowner's exemption	$114,280 (+0.78%) Land $22,000 Building $92,280	$285,700 (+0.78%) Land $55,000 Building $230,700
2023	$3,249.00 (-99.11%) Homeowner's exemption	$113,400 (+22.46%) Land $22,000 Building $91,400	$283,500 (+22.46%) Land $55,000 Building $228,500
2022	$364,677.00 Homeowner's exemption	$92,600 Land $17,200 Building $75,400	$231,500 Land $43,000 Building $188,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 Michael Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Michael Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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