Lorain County property record for 528 Metcalf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1950 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jun 2016) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-031-112-015 |
| Primary APN | 06-25-031-112-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 528 METCALF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 50 X 150 |
| Legal Subdivision | SPRING VALLEY FRNT |
| Legal Tract | 25 |
| Legal Block | 112 |
| Legal Lot Number | 438 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-112-015
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 METCALF RD, ELYRIA, OH 44035-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on Record |
| Deed Sale | Jun 16, 2016 · Amount on Record |
| Prior Sale | Sep 05, 2014 · Amount on Record |
| Deed Document Number | 2016002822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 528 METCALF RD, ELYRIA, OH 44035-2924 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 528 METCALF RD, ELYRIA, OH 44035-2924 |
| Document Number | 0000047726 |
|---|---|
| Date | Apr 03, 2025 |
| Instrument | 2025-0047726 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 | $41,070 (+%) Land $9,450 Building $31,620 | $117,340 (-) Land $27,000 Building $90,340 |
| 2024 | $1,934.00 (-0.72%) | $41,069 (+14.84%) Land $9,450 Building $31,619 | $117,340 (+14.84%) Land $27,000 Building $90,340 |
| 2023 | $1,948.00 (+0.36%) | $35,763 (+0.01%) Land $7,490 Building $28,273 | $102,180 (-) Land $21,400 Building $80,780 |
| 2022 | $1,941.00 | $35,760 Land $7,490 Building $28,270 | |
| 2021 | $102,180 Land $21,400 Building $80,780 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930701013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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