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528 Madison Ln, Elgin, IL 60123 Property Records

Kane County property record for 528 Madison Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,783 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$201,500 (Nov 2020)
Tax Bill$6,151 (2022)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-09-453-081

Property Details

APN / Parcel Number

Primary APN06-09-453-081

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,783 sqft Living Area
Gross Area2,734 sqft
Basement Area951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Width26 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address528 MADISON LN
CityELGIN
StateIL
Zip60123-2537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOT 2 IN MADISON HOMES OF ELGIN SUB AS DESC IN DOC 2007K098373
Legal SubdivisionMADISON HOMES OF ELGIN SUB
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3026
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address528 MADISON LN, ELGIN, IL 60123-2537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleSep 25, 2007 · Amount on Record
Deed Document Number202073613
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 30, 2020
Property Address528 MADISON LN, ELGIN, IL 60123-2537
Document Number0000073613
Map ReferenceDOC 2004K126735
Instrument DateNov 18, 2020
Instrument2020K073613
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST UNITED TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$201.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 MADISON LN, ELGIN, IL 60123-2537

Mortgage

Document Number0000073614
DateNov 30, 2020
Instrument2020K073614
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$101,412 (+8.57%) Land $28,236 Building $73,176$304,358 (+8.57%) Land $84,742 Building $219,616
2024$93,407 (+21.39%) Land $26,007 Building $67,400$280,333 (+21.44%) Land $78,052 Building $202,281
2022$6,151.00 (+4.57%) Homeowner's exemption$76,945 (+6.96%) Land $21,423 Building $55,522$230,835 (+6.96%) Land $64,269 Building $166,566
2021$5,882.00 Homeowner's exemption$71,938 Land $20,029 Building $51,909$215,814 Land $60,087 Building $155,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Fox Valley Internet.

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