522 Madison Ln, Elgin, IL 60123 Property Records

Kane County property record for 522 Madison Ln, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,370 sqft · built 2005
Lot Size0.7 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Dec 2015)
Tax Bill$3,004 (2025)
Deeds & MortgagesDec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN06-09-453-069

Property Details

APN / Parcel Number

Primary APN06-09-453-069

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
Gross Area2,740 sqft
1st Floor Area1,370 sqft
Basement Area1,370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area3,049 sqft (0.7 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address522 MADISON LN
CityELGIN
StateIL
Zip60123-2537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADISON HOMES OF ELGIN SUB LOT 2 AS DESC IN DOC 2005K132978
Legal SubdivisionMADISON HOMES OF ELGIN SUB
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3026
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address323 W HARVARD CIR, SOUTH ELGIN, IL 60177-2735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2015 · Amount on Record
Deed SaleDec 8, 2015 · Amount on Record
Prior SaleNov 3, 2005 · Amount on Record
Deed Document Number201565370
Last Transfer DateNov 28, 2023
Transfer Doc0000044750
Record UpdatedSep 20, 2026

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateDec 22, 2023
Property Address522 MADISON LN, ELGIN, IL 60123-2537
Document Number0000044750
Map ReferenceDOC 2004K126735
Instrument DateNov 28, 2023
Instrument2023K044750
Transaction TypeTransfer
Record UpdatedJan 1, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address522 MADISON LN, ELGIN, IL 60123-2537

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 W HARVARD CIR, SOUTH ELGIN, IL 60177-2735

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,004.00 (-21.93%)$87,684 (+8.57%) Land $28,236 Building $59,448$263,157 (+8.57%) Land $84,742 Building $178,415
2024$80,762 (+21.4%) Land $26,007 Building $54,755$242,383 (+21.44%) Land $78,052 Building $164,331
2022$3,848.00 (-2.8%) Homeowner's exemption$66,528 (+6.96%) Land $21,423 Building $45,105$199,584 (+6.96%) Land $64,269 Building $135,315
2021$3,959.00 Homeowner's exemption$62,199 Land $20,029 Building $42,170$186,597 Land $60,087 Building $126,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Madison Ln

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