528 Locust St, Chaska, MN 55318 Property Records

Carver County property record for 528 Locust St, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1961
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Tax Bill	$4,590 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`30-0082800`

Property Details

APN / Parcel Number

Primary APN	`30-0082800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Finished Area
Gross Area	2,598 sqft
1st Floor Area	1,200 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,146 sqft (0.187 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	528 LOCUST ST
City	CHASKA
State	MN
Zip	55318-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 08 TOWNSHIP 115 RANGE 023 BEG AT INTERSECT OF SWLY LINE OF HENSEL'S 1ST ADDN & SELY R-O-W OF RR TH SELY ALONG SWLY
Legal Range	023
Legal Township	115
Legal Section	08
Legal Subdivision	HENSELS SECOND ADD
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1016
Census Tract	91002

Owner

528 Locust St is owned and occupied by an individual.

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	528 LOCUST ST, CHASKA, MN 55318-2088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	528 LOCUST ST, CHASKA, MN 55318-2088
Document Number	0000669422
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 LOCUST ST CHASKA MN 553182088, CHASKA, MN 55318-2088

Mortgage

Document Number	0000669422
Date	Oct 29, 2018
Instrument	669422

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 528 Locust St was $4,590 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,590.00 Homeowner's exemption	$314,300 (-0.73%) Land $125,000 Building $189,300	$314,300 (-0.73%) Land $125,000 Building $189,300
2025		$316,600 (+6.74%) Land $120,000 Building $196,600	$316,600 (+6.74%) Land $120,000 Building $196,600
2024	$3,974.00 (+0.91%) Homeowner's exemption	$296,600 (+4.77%) Land $100,000 Building $196,600	$296,600 (+4.77%) Land $100,000 Building $196,600
2023	$3,938.00 Homeowner's exemption	$283,100 Land $100,000 Building $183,100	$283,100 Land $100,000 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Locust St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Locust St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40