504 Locust St, Chaska, MN 55318 Property Records

Carver County property record for 504 Locust St, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 982 sqft · built 1957
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$316,000 (Sep 2022)
Tax Bill	$4,188 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30-2300030`

Property Details

APN / Parcel Number

Primary APN	`30-2300030`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	982 sqft Finished Area
Gross Area	1,916 sqft
1st Floor Area	982 sqft
Basement Area	490 sqft
Finished Basement	490 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1982
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.124 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	504 LOCUST ST
City	CHASKA
State	MN
Zip	55318-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 08 TOWNSHIP 115 RANGE 023 HENSEL'S FIRST ADDITION LOT 002 BLOCK 001
Legal Range	023
Legal Township	115
Legal Section	08
Legal Subdivision	HENSELS FIRST ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1016
Census Tract	91002

Owner

504 Locust St is owned and occupied by an individual who bought it in September 2022.

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	504 LOCUST ST, CHASKA, MN 55318-2088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKVISTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	2022751581
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Sep 6, 2022
Property Address	504 LOCUST ST, CHASKA, MN 55318-2088
Document Number	000A751581
Instrument Date	Sep 1, 2022
Instrument	A751581
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 LOCUST ST, CHASKA, MN 55318-2088

Mortgage

Document Number	000A751582
Date	Sep 6, 2022
Instrument	A751582

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 13, 2017
Property Address	504 LOCUST ST, CHASKA, MN 55318-2088
Document Number	0000648350
Instrument Date	Jul 10, 2017
Instrument	648350
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 LOCUST ST CHASKA MN 553182088, CHASKA, MN 55318-2088

Mortgage

Document Number	648351
Date	Jul 13, 2017
Instrument	648351

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 504 Locust St was $4,188 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,188.00 Homeowner's exemption	$295,900 (+3.21%) Land $105,000 Building $190,900	$295,900 (+3.21%) Land $105,000 Building $190,900
2025		$286,700 (+2.83%) Land $100,000 Building $186,700	$286,700 (+2.83%) Land $100,000 Building $186,700
2024	$3,758.00 (+6.22%) Homeowner's exemption	$278,800 (+4.85%) Land $90,000 Building $188,800	$278,800 (+4.85%) Land $90,000 Building $188,800
2023	$3,538.00 Homeowner's exemption	$265,900 Land $90,000 Building $175,900	$265,900 Land $90,000 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 Locust St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netwave Broadband Fiber · Fixed Wireless	500 / 500
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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