Bergen County and Ridgewood Village property record for 525 Laurel Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,993 sqft · built 1927 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Mar 2023) |
| Tax Bill | $17,331 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04306-0000-00022 |
| Primary APN | 51-04306-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,993 sqft Living Area |
| 1st Floor Area | 1,993 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 159 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 525 LAUREL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .219 AC |
| Legal Subdivision | FLORAL PARK REALTY CO |
| Legal Block | 4306 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 3, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Aug 18, 2017 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on Record |
| Deed Sale | Mar 3, 2023 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 202316588 |
| Deed Book / Page | 4945 / 626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 3, 2023 |
| Property Address | 525 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Document Number | 0049450626 |
| Book / Page | 4945 / 626 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023016588 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 N PLEASANT AVE, RIDGEWOOD, NJ 07450-2833 |
| Name | Verified Name |
|---|---|
| Address | 525 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Document Number | 2023016589 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023016589 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2017 |
| Property Address | 525 LAUREL RD, RIDGEWOOD, NJ 07450-5211 |
| Document Number | 0026991579 |
| Book / Page | 002699 / 001579 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 525 LAUREL RD RIDGEWOOD NJ 074505211, RIDGEWOOD, NJ 07450-5211 |
| Document Number | 26991584 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 002699/001584 |
| Name | TIAA FSB |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $599,700 (-) Land $313,200 Building $286,500 | $599,700 (-) Land $313,200 Building $286,500 | |
| 2025 | $17,331.00 (+0.73%) | $599,700 (-) Land $313,200 Building $286,500 | $599,700 (-) Land $313,200 Building $286,500 |
| 2024 | $17,205.00 (+16.73%) | ||
| 2023 | $599,700 Land $313,200 Building $286,500 | $599,700 Land $313,200 Building $286,500 | |
| 2022 | $14,739.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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