528 Kirkwall Cir, Pelham, AL 35124 Property Records

Shelby County property record for 528 Kirkwall Cir, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,056 sqft · built 2017
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jul 2021)
Tax Bill	$3,263 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148341002004000`

Property Details

APN / Parcel Number

Primary APN	`148341002004000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,056 sqft Heated Area
1st Floor Area	2,048 sqft
Upper Floors Area	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	130 ft deep x 57.6 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 KIRKWALL CIR
City	PELHAM
State	AL
Zip	35124-1297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 34 20S 02W NBRHD: 08 BALLANTRAE EAST R-2
Legal Range	02W
Legal Township	20S
Legal Section	34
Legal Subdivision	KIRKWALL AT BALLANTRAE PH 1 SEC 2
Legal Lot Number	2119
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3041
Census Tract	30615

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 KIRKWALL CIR, PELHAM, AL 35124-1297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	2021340810
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 13, 2021
Property Address	528 KIRKWALL CIR, PELHAM, AL 35124-1297
Document Number	0000340810
Map Reference	MB 46 PG 26
Instrument Date	Jul 13, 2021
Instrument	20210713000340810
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 GRAND RESERVE DR, PELHAM, AL 35124-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 KIRKWALL CIR, PELHAM, AL 35124-1297

Mortgage

Document Number	0000340820
Date	Jul 13, 2021
Instrument	20210713000340820

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	528 KIRKWALL CIR, PELHAM, AL 35124-1297
Document Number	0000318060
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 KIRKWALL CIR PELHAM AL 351241297, PELHAM, AL 35124-1297

Mortgage

Document Number	0000318060
Date	Jul 29, 2020
Instrument	318060

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,263.00 (-0.55%) Homeowner's exemption
2025	$3,281.00 (+3.86%)	$56,580 (+2.54%)	$565,800 (+2.56%) Land $95,000 Building $470,800
2023	$3,159.00 (+14.5%) Homeowner's exemption	$55,180 (+14.29%)	$551,700 (+14.27%) Land $80,000 Building $471,700
2022	$2,759.00 Homeowner's exemption	$48,280	$482,800 Land $75,000 Building $407,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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