513 Kirkwall Cir, Pelham, AL 35124 Property Records

Shelby County property record for 513 Kirkwall Cir, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,920 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Aug 2020)
Tax Bill	$3,375 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148274011018000`

Property Details

APN / Parcel Number

Primary APN	`148274011018000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Heated Area
1st Floor Area	2,048 sqft
Upper Floors Area	928 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	155 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Slab
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 KIRKWALL CIR
City	PELHAM
State	AL
Zip	35124-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	02W
Legal Township	20S
Legal Section	27
Legal Subdivision	KIRKWALL AT BALLANTRAE PH 1 SEC 2
Legal Lot Number	2112
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3041
Census Tract	30615

Owner

513 Kirkwall Cir is owned and occupied by two individuals who bought it in August 2020.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 KIRKWALL CIR, PELHAM, AL 35124-1298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Jan 10, 2017 · Amount on File
Deed Document Number	2020382130
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Aug 31, 2020
Property Address	513 KIRKWALL CIR, PELHAM, AL 35124-1298
Document Number	0000382130
Map Reference	MB 46 PG 26
Instrument Date	Aug 28, 2020
Instrument	20200831000382130
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 KIRKWALL CIR, 513, PELHAM, AL 35124-1298

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 KIRKWALL CIR, PELHAM, AL 35124-1298

Mortgage

Document Number	0000382140
Date	Aug 31, 2020
Instrument	20200831000382140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jan 10, 2017
Property Address	513 KIRKWALL CIR, PELHAM, AL 35124-1298
Document Number	0000008580
Map Reference	MB46 PG26
Instrument Date	Dec 20, 2016
Instrument	20170110000008580
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3112 HIGHWAY 109, 3112, WILSONVILLE, AL 35186-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 KIRKWELL CIR, WAUKEGAN, IL 60085

Mortgage

Document Number	0000008590
Date	Jan 10, 2017
Instrument	20170110000008590

Lender

Name	SOUTHFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Change Frequency	Annually

Tax Assessment & Valuation

The 2026 property tax bill for 513 Kirkwall Cir was $3,375 with a homeowner's exemption, down 0.4% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,375.00 (-0.41%) Homeowner's exemption
2025	$3,389.00	$58,440	$584,300 Land $95,000 Building $489,300
2023	$3,242.00 Homeowner's exemption	$56,620	$566,040 Land $80,000 Building $486,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 Kirkwall Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Kirkwall Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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