522 James St, Geneva, IL 60134 Property Records

Kane County property record for 522 James St, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,158 sqft · built 1916
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on File
Last Sale	$310,000 (Sep 2009)
Tax Bill	$18,256 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-03-380-002`

Property Details

APN / Parcel Number

Primary APN	`12-03-380-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
Gross Area	3,480 sqft
Basement Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 JAMES ST
City	GENEVA
State	IL
Zip	60134-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF GENEVA - LOT 4 EXCEPT THE ELY 7 FT & LOT 5 EXCEPT THE WLY 56.5 FT ALL IN BLK 59
Legal Subdivision	ORIGINAL TOWN OF GENEVA
Legal Block	2
Legal Lot Number	4,5
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2015
Census Tract	852608

Owner

Source: Kane County records · APN 12-03-380-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	522 JAMES ST, GENEVA, IL 60134-2119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jun 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2009 · Amount on Record
Deed Sale	Sep 02, 2009 · Amount on Record
Deed Document Number	200967105
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000002546
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	522 JAMES ST, GENEVA, IL 60134-2119
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003239
Date	Jan 19, 2018
Instrument	2018K003239

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 71203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	522 JAMES ST, GENEVA, IL 60134-2119
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042627
Date	Jun 03, 2021
Instrument	2021K042627

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 12, 2021
Property Address	522 JAMES ST, GENEVA, IL 60134-2119
Document Number	0000002546
Instrument Date	Dec 11, 2020
Instrument	2546
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	522 JAMES ST GENEVA IL 601342119, GENEVA, IL 60134-2119

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	522 JAMES ST, GENEVA, IL 60134-2119
Document Number	0000077355
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 JAMES ST GENEVA IL 601342119, GENEVA, IL 60134-2119

Mortgage

Document Number	0000077355
Date	Dec 11, 2020
Instrument	77355

Lender

Name	PROPER RATE LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,256.00 (+10.98%) Homeowner's exemption
2024		$249,958 (+23.12%) Land $48,827 Building $201,131	$750,174 (+23.17%) Land $146,540 Building $603,634
2022	$16,450.00 (+2.94%) Homeowner's exemption	$203,025 (+3.86%) Land $41,245 Building $161,780	$609,075 (+3.86%) Land $123,735 Building $485,340
2021	$15,980.00 Homeowner's exemption	$195,479 Land $39,712 Building $155,767	$586,437 Land $119,136 Building $467,301

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898526082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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