528 Gertrude Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 528 Gertrude Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1971
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$170,000 (Dec 1996)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`038-072-24`

Property Details

APN / Parcel Number

Primary APN	`038-072-24`
Alternative APN	`038-072-24-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	925 sqft Living Area
Gross Area	1,303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Roof Material	Other
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 GERTRUDE AVE
City	APTOS
State	CA
Zip	95003-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 1 ,2
Legal Subdivision	MAR VISTA/MONTEREY BAY
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	122100

Owner

Source: Santa Cruz County records · APN 038-072-24

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	3700 OLD SAN JOSE RD, SOQUEL, CA 95073-9602
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 1996 · Amount on Record
Deed Sale	Dec 09, 1996 · Amount on Record
Deed Document Number	199665876
Deed Book / Page	5949 / 229
Last Transfer Date	Sep 03, 2020
Transfer Doc	0000049899
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 23, 2020
Property Address	528 GERTRUDE AVE, APTOS, CA 95003-3705
Document Number	0000049899
Instrument Date	Sep 03, 2020
Instrument	49899
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3700 OLD SAN JOSE RD SOQUEL CA 950739602, SOQUEL, CA 95073-9602

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,474 (+2%) Land $20,542 Building $41,932
2025	$2,301.00 (+16.8%)	$61,250 (+4.04%) Land $20,140 Building $41,110
2023	$1,970.00 (+4.45%)	$58,872 Land $19,358 Building $39,514	$679,230
2022	$1,886.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force 7 of 23 on primary residences
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events	Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 6 claims Coastal Storms, Floods, Slides & Tornadoes (Mar 1983), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.