Santa Cruz County property record for 522 Gertrude Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 889 sqft · built 1950 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Dec 1999) |
| Tax Bill | $7,053 (2025) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-072-15 |
| Primary APN | 038-072-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 889 sqft Living Area |
| Gross Area | 1,335 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,269 sqft (0.098 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 GERTRUDE AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2.5 |
| Legal Description | BLK B LOT 4 |
| Legal Subdivision | MAR VISTA |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 122100 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 GERTRUDE AVE, APTOS, CA 95003-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 1999 · Amount on Record |
| Deed Sale | Dec 15, 1999 · Amount on Record |
| Prior Sale | Sep 16, 1998 · Amount on Record |
| Deed Document Number | 199977889 |
| Prior Transfer Date | Dec 4, 1999 |
| Prior Transfer Doc | 0000077888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 3, 2022 |
| Property Address | 522 GERTRUDE AVE, APTOS, CA 95003-3705 |
| Document Number | 0000014189 |
| Map Reference | MB 25 PG 20 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022-0014189 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 522 GERTRUDE AVE, APTOS, CA 95003-3705 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,386 (+2%) Land $352,742 Building $145,644 | ||
| 2025 | $7,053.00 (+11.25%) Homeowner's exemption | $488,614 (+4.04%) Land $345,825 Building $142,789 | |
| 2023 | $6,340.00 (+2.59%) Homeowner's exemption | $469,641 Land $332,397 Building $137,244 | $788,040 |
| 2022 | $6,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Cruzio, Surfnet Communications, Verizon.
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