528 Ferncliffe Rd, Elgin, SC 29045 Property Records

Richland County property record for 528 Ferncliffe Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,363 sqft · built 1990
Lot Size0.287 acres (12,508 sqft)
OwnerCompany Name on Record
Last Sale$60,250 (Aug 2012)
Tax Bill$3,423 (2025)
Flood ZoneZone X (minimal risk)
APN26006-10-05

Property Details

APN / Parcel Number

Primary APN26006-10-05
Alternative APNs
  • R26006-10-05
  • 01291596

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,363 sqft Heated Area
Gross Area2,048 sqft
1st Floor Area1,363 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,508 sqft (0.287 acres)
Garage Area319 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area156 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number01291596
Street Address528 FERNCLIFFE RD
CityELGIN
StateSC
Zip29045-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 10 BLK XX PH III 80X150X80X150 #SU BRIARCLIFFE ESTATES SEC A #PR 52-3051
Legal SubdivisionBRIARCLIFFE
Legal BlockXX
Legal Lot Number10
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1005
Census Tract11424

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2012 · Amount on Record
Deed SaleAug 13, 2012 · Amount on Record
Prior SaleJun 2, 2010 · Amount on Record
Deed Document Number201265510
Deed Book / Page1787 / 1240
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,423.00 (+11.5%)$178,380 (+54.84%)
2023$3,070.00 (+1.05%)
2021$3,038.00$4,900$115,200 Land $20,300 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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