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516 Ferncliffe Rd, Elgin, SC 29045 Property Records

Richland County property record for 516 Ferncliffe Rd, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,118 sqft · built 1990
Lot Size0.293 acres (12,797 sqft)
OwnerIndividual Name on File
Last Sale$65,576 (Aug 2014)
Tax Bill$1,960 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN26006-10-02

Property Details

APN / Parcel Number

Primary APN26006-10-02
Alternative APNs
  • R26006-10-02
  • 01291569

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,118 sqft Heated Area
Gross Area2,790 sqft
1st Floor Area2,118 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,797 sqft (0.293 acres)
Garage Area348 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area156 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01291569
Street Address516 FERNCLIFFE RD
CityELGIN
StateSC
Zip29045-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK XX PH III 80X150X80X150 #SU BRIARCLIFFE ESTATES SEC A #PR 52-3051
Legal SubdivisionBRIARCLIFFE
Legal BlockXX
Legal Lot Number7
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1005
Census Tract11424

Owner

Source: Richland County records · APN 26006-10-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address516 FERNCLIFFE RD, ELGIN, SC 29045-8617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 13, 2019Loan Modification, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2014 · Amount on Record
Deed SaleAug 08, 2014 · Amount on Record
Deed Document Number201457240
Deed Book / Page1964 / 3057
Prior Transfer DateNov 22, 2002
Prior Transfer Doc0730/2426
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address516 FERNCLIFFE RD, ELGIN, SC 29045-8617
Document Number2399/3055
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 FERNCLIFFE RD ELGIN SC 290458617, ELGIN, SC 29045-8617

Mortgage

Document Number2399/3055
DateJun 06, 2019
Book Page002399/003055
Instrument39369
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2049

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address516 FERNCLIFFE RD, ELGIN, SC 29045-8617
Document Number2399/3050
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 FERNCLIFFE RD ELGIN SC 290458617, ELGIN, SC 29045-8617

Mortgage

Document Number2399/3050
DateJun 06, 2019
Book Page002399/003050
Instrument39368
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2049
Interest
Rate4.76%

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,960.00 (+14.09%)$189,700 (-)$271,000 (-) Land $30,000 Building $241,000
2024$189,700 (+2,774.24%)$271,000 (+64.24%) Land $30,000 Building $241,000
2023$1,718.00 (+0.76%)$6,600 (-)$165,000 (-)
2021$1,705.00$6,600$165,000 Land $20,300 Building $144,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
12 of 12 on primary residences
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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