528 Emma Loop, Austin, TX 78737 Property Records

Hays County property record for 528 Emma Loop, Austin, TX 78737 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3,559 sqft · built 2014
Lot Size	0.339 acres (14,810 sqft)
Owner	Owner Name on File
Tax Bill	$16,007 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115502000A024004`

Property Details

APN / Parcel Number

Primary APN	`115502000A024004`
Alternative APN	`R117946`

Interior

Stories	1 Story
Building Area	3,559 sqft Living Area
Gross Area	4,190 sqft
Upper Floors Area	426 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Mixed
Garage Area	631 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	386 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	115502000A024004
Street Address	528 EMMA LOOP
City	AUSTIN
State	TX
Zip	78737-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION RANCH SEC TWO, BLOCK A, LOT 24, ACRES 0.34 AMENDED TAX CODES:RSP,SDS,WRR
Legal Subdivision	REUNION RANCH SEC TWO
Legal Block	A
Legal Lot Number	24
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1033
Census Tract	10912

Owner

Source: Hays County records · APN 115502000A024004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	528 EMMA LOOP, AUSTIN, TX 78737-1440
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Aug 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2014
Deed Sale	Sep 19, 2014
Deed Document Number	2014-14027661
Deed Book / Page	5024 / 698
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	528 EMMA LOOP, AUSTIN, TX 78737-1440
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 EMMA LOOP, AUSTIN, TX 78737-1440

Mortgage

Document Number	0000044171
Date	Aug 13, 2021
Instrument	21044171

Lender

Name	BBVA USA
Type	Bank
Address	AUSTIN, TX 78745

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	528 EMMA LOOP, AUSTIN, TX 78737-1440
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030918
Date	Aug 31, 2017
Instrument	17030918

Lender

Name	COMPASS BANK
Type	Bank
Address	AUSTIN, TX 78745

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	528 EMMA LOOP, AUSTIN, TX 78737-1440
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047860
Date	Oct 23, 2020
Instrument	20047860

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$800,000 (+12.33%) Land $209,570 Building $590,430	$800,000 (-9.94%) Land $209,570 Building $590,430
2024	$16,007.00 (+7.15%)
2023		$712,170 Land $209,570 Building $678,680	$888,250 Land $209,570 Building $678,680
2022	$14,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Oct 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Oct 2013 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Texas
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AMG Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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