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478 Emma Loop, Austin, TX 78737 Property Records

Hays County property record for 478 Emma Loop, Austin, TX 78737 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3,383 sqft · built 2014
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Tax Bill$15,766 (2024)
Deeds & MortgagesOct 2018 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN115502000A021004

Property Details

APN / Parcel Number

Primary APN115502000A021004
Alternative APN
  • R117943

Interior

Stories1 Story
Building Area3,383 sqft Living Area
Gross Area3,867 sqft
Upper Floors Area1,239 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeMixed
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number115502000A021004
Street Address478 EMMA LOOP
CityAUSTIN
StateTX
Zip78737-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREUNION RANCH SEC TWO, BLOCK A, LOT 21, ACRES 0.31 AMENDED TAX CODES:RSP,SDS,WRR
Legal SubdivisionREUNION RANCH SEC TWO
Legal BlockA
Legal Lot Number21
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group1
Census Block1033
Census Tract10912

Owner

Source: Hays County records · APN 115502000A021004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address478 EMMA LOOP, AUSTIN, TX 78737-1439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
BBMC MORTGAGE LLC
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2014
Deed SaleOct 24, 2014
Deed Document Number2014-14031538
Deed Book / Page5053 / 111
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address478 EMMA LOOP, AUSTIN, TX 78737-1439
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038089
DateOct 26, 2018
Instrument18038089
Lender
NameBBMC MORTGAGE LLC
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address478 EMMA LOOP, AUSTIN, TX 78737-1439
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013253
DateApr 06, 2020
Instrument20013253
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 01, 2045

Tax Assessment & Valuation

Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
Unified School DistrictDripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$807,089 (+14.94%) Land $209,570 Building $597,519$807,089 (-14.45%) Land $209,570 Building $597,519
2024$15,766.00 (+7.09%)
2023$702,163 Land $209,570 Building $733,810$943,380 Land $209,570 Building $733,810
2022$14,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482090109121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 37 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimOct 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Oct 2013 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 29% of Texas
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AMG Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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