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528 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 528 el Monte Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,316 sqft · built 1965
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Oct 2014)
Tax Bill$5,406 (2025)
Deeds & MortgagesApr 2021 Transfer
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN487-032-04-00

Property Details

APN / Parcel Number

Primary APN487-032-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,316 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,200 sqft (0.165 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address528 EL MONTE RD
CityEL CAJON
StateCA
Zip92020-3026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 67 TR 002740
Legal SubdivisionSUNNYSLOPE HEIGHTS
Legal Tract002740
Legal Block1
Legal Lot Number67
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1017
Census Tract16100

Owner

Source: San Diego County records · APN 487-032-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address528 EL MONTE RD, EL CAJON, CA 92020-3026
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Affidavit of Death of Joint Tenant, Transfer
Oct 06, 2020Loan Modification, Mortgage · FHA Mortgage
SUN WEST MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2014 · Amount on Record
Deed SaleOct 17, 2014 · Amount on Record
Deed Document Number2014452676
Last Transfer DateJan 12, 2021
Transfer Doc0000315639
Record UpdatedSep 20, 2026

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateApr 23, 2021
Property Address528 EL MONTE RD, EL CAJON, CA 92020-3026
Document Number0000315639
Map ReferenceMAP 2028
Instrument DateJan 12, 2021
Instrument2021-0315639
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address528 EL MONTE RD, EL CAJON, CA 92020-3026
Document Number0000694865
Instrument DateOct 06, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 EL MONTE RD EL CAJON CA 920203026, EL CAJON, CA 92020-3026

Mortgage

Document Number0000694865
DateNov 06, 2020
Instrument694865
Lender
NameSUN WEST MTG
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2050
Interest
Rate3%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$429,050 (+2%) Land $56,843 Building $372,207
2025$5,406.00 (+2.27%) Homeowner's exemption$420,638 (+4.04%) Land $55,729 Building $364,909
2023$5,286.00 (+1.24%) Homeowner's exemption$404,306 Land $53,566 Building $350,740
2022$5,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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