519 el Monte Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 519 el Monte Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,290 sqft · built 1952
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Trust Names on File
Last Sale	$680,000 (Mar 2022)
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`487-031-05-00`

Property Details

APN / Parcel Number

Primary APN	`487-031-05-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,100 sqft (0.163 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	519 EL MONTE RD
City	EL CAJON
State	CA
Zip	92020-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 129 TR 002740
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002740
Legal Block	1
Legal Lot Number	129
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	16100

Owner

519 el Monte Rd is owner-occupied and held in a trust since March 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer
Nov 18, 2025	Intrafamily Transfer, Transfer
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY EQUITY LLC
Mar 2, 2022	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Jul 27, 2000 · Amount on File
Deed Document Number	202295111
Prior Transfer Date	Jun 21, 1995
Prior Transfer Doc	0000261423
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2025
Property Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Document Number	0000325323
Map Reference	MAP 2740
Instrument Date	Nov 11, 2025
Instrument	2025-0325323
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	519 EL MONTE RD, EL CAJON, CA 92020-3025

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2025
Property Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Document Number	0000325324
Map Reference	MAP 2740
Instrument Date	Nov 11, 2025
Instrument	2025-0325324
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 EL MONTE RD, EL CAJON, CA 92020-3025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 EL MONTE RD, EL CAJON, CA 92020-3025

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4382 35TH ST, SAN DIEGO, CA 92104-1505

Mortgage

Document Number	0000095114
Date	Mar 2, 2022
Instrument	2022-0095114

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Apr 30, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2022
Property Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Document Number	0000095111
Map Reference	MAP 2740
Instrument Date	Feb 18, 2022
Instrument	2022-0095111
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	519 EL MONTE RD, EL CAJON, CA 92020-3025

Mortgage

Document Number	0000095112
Date	Mar 2, 2022
Instrument	2022-0095112

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0000095113
Date	Mar 2, 2022
Instrument	2022-0095113

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Apr 30, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 EL MONTE RD, EL CAJON, CA 92020-3025

Mortgage

Document Number	0000332854
Date	Apr 30, 2021
Instrument	2021-0332854

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	519 EL MONTE RD, EL CAJON, CA 92020-3025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070270
Date	Feb 11, 2020
Instrument	2020-0070270

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 519 el Monte Rd was $9,071.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,046 (+2%) Land $298,388 Building $437,658
2025	$9,071.00	$721,615 Land $292,538 Building $429,077
2023	$8,090.00 (+129.37%)	$632,000 Land $256,000 Building $376,000
2022	$3,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 519 el Monte Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 519 el Monte Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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