528 Edward St, Algonac, MI 48001 Property Records

St. Clair County property record for 528 Edward St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,630 sqft · built 2002
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,200 (Aug 2007)
Tax Bill	$1,956 (2024)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`74-01-119-0089-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-119-0089-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	120 ft deep x 97 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74011190089000
Street Address	528 EDWARD ST
City	ALGONAC
State	MI
Zip	48001-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 99 EXC N 3' & LOT 100 ASSESSORS WORFOLK PLAT SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	ASSESSORS
Legal Lot Number	99-100
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3012
Census Tract	649000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 EDWARD ST, ALGONAC, MI 48001-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2007 · Amount on Record
Deed Sale	Aug 4, 2007 · Amount on Record
Deed Document Number	0003764851
Prior Transfer Date	Oct 11, 2006
Prior Transfer Doc	2005077911
Record Updated	Jun 7, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	528 EDWARD ST, ALGONAC, MI 48001-1222
Document Number	0052570065
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 EDWARD ST ALGONAC MI 480011222, ALGONAC, MI 48001-1222

Mortgage

Document Number	0052570065
Date	Oct 16, 2020
Book Page	005257/000065

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Oct 15, 2058

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,700 (+18.21%)
2024	$1,956.00 (+12.54%)		$267,400 (+18.21%)
2023		$113,100
2022	$1,738.00		$226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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