521 Edward St, Algonac, MI 48001 Property Records

St. Clair County property record for 521 Edward St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 756 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Apr 2023)
Tax Bill	$811 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-01-119-0101-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-119-0101-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft

Exterior

Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	521 EDWARD ST
City	ALGONAC
State	MI
Zip	48001-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 113 ASSESSORS WORFOLK PLAT SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	ASSESSORS
Legal Lot Number	113
Legal Unit	113
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3013
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 EDWARD ST, ALGONAC, MI 48001-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jan 3, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, HURON TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	20237591
Deed Book / Page	5616 / 711
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	0000007591
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 26, 2023
Property Address	521 EDWARD ST, ALGONAC, MI 48001-1221
Document Number	0005616711
Book / Page	5616 / 711
Map Reference	LB 56 PG 34
Instrument Date	Apr 14, 2023
Instrument	2023007591
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	HURON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 EDWARD ST, ALGONAC, MI 48001-1221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000561557
Date	Apr 19, 2023
Book Page	5615/57
Instrument	2023007198

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 3, 2023
Property Address	521 EDWARD ST, ALGONAC, MI 48001-1221
Document Number	0005589259
Book / Page	5589 / 259
Instrument Date	Jul 19, 2020
Instrument	2023000099
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NOT AVAILABLE, HURON TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 EDWARD ST, ALGONAC, MI 48001-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 EDWARD ST, ALGONAC, MI 48001-1221

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (+3.76%)	$93,800 (+3.76%)
2025	$811.00 (+2.27%) Homeowner's exemption	$45,200 (+26.61%)
2024	$793.00 (+13.94%)		$90,400 (+26.61%)
2023		$35,700
2022	$696.00		$71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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