528 E Main St, Stroud, OK 74079 Property Records

Lincoln County property record for 528 E Main St, Stroud, OK 74079 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1900
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$38,500 (Feb 2002)
Tax Bill	$478 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19620`

Property Details

APN / Parcel Number

Primary APN	`19620`
Alternative APN	`6180-00-000-000-1-068-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	160 ft deep x 104 ft wide
Garage Type	Carport
Garage Area	690 sqft
Carport	Carport
Carport Area	690 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	19620
Street Address	528 E MAIN ST
City	STROUD
State	OK
Zip	74079-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STROUD TRS 27-15-6 TR COM 326'-E NE/C BLK 8 ALLEYS ADDN S-160' E-103.40' N-160' W-105.30' POB 0.39 AC MOL 15-6-27-100-068
Legal Range	06E
Legal Township	15N
Legal Section	27
Legal Subdivision	STROUD TR (27-15-6)
Legal Tract	6
Legal Block	8
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	4
Census Block	4013
Census Tract	961100

Owner

Source: Lincoln County records · APN 19620

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 E MAIN ST, STROUD, OK 74079-4217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Correction Deed · Commercial Mortgage FIRST BANK & TRUST CO
Jun 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2002 · Amount on Record
Deed Sale	Feb 27, 2002 · Amount on Record
Prior Sale	Sep 25, 1998
Deed Book / Page	1507 / 302
Last Transfer Date	Apr 25, 2025
Transfer Doc	002606/156
Record Updated	Sep 20, 2026

May 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN OK
Recording Date	May 12, 2025
Property Address	528 E MAIN ST, STROUD, OK 74079-4217
Document Number	002606/156
Book / Page	2606 / 156
Instrument Date	Apr 25, 2025
Instrument	I-2025-003341
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 E MAIN ST, STROUD, OK 74079-4217

Mortgage

Document Number	I2025003342
Date	May 12, 2025
Instrument	I-2025-003342

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 17, 2030

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jun 11, 2019
Property Address	528 E MAIN ST, STROUD, OK 74079-4217
Document Number	002337/183
Book / Page	2337 / 183
Instrument Date	May 20, 2019
Instrument	03911
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 E MAIN ST, STROUD, OK 74079-4217

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00 (+55.19%) Homeowner's exemption	$5,444 (+22.5%) Land $457 Building $4,987	$84,509 (+19.14%) Land $7,100 Building $77,409
2024	$308.00 (-15.15%) Homeowner's exemption	$4,444 (-15.93%) Land $624 Building $3,820
2022	$363.00 Homeowner's exemption	$5,286 Land $423 Building $4,863	$70,932 Land $5,673 Building $65,259

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (40081C), updated September 20, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 26% of Oklahoma
Wildfire Likelihood	About 1 in 333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Uniti Group	Fiber	2,000 / 2,000
Vyve Broadband	Cable	2,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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