Lincoln County property record for 524 E Main St, Stroud, OK 74079
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1994 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Feb 2026) |
| Tax Bill | $635 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19621 |
| Primary APN | 19621 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| 1st Floor Area | 1,800 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Metal |
| Fire Resistance | Special |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19621 |
|---|---|
| Street Address | 524 E MAIN ST |
| City | STROUD |
| State | OK |
| Zip | 74079-4217 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | STROUD TRACTS 27-15-6 BEG 226'-E NE/C BLK 8 ALLEYS ADD S-160' E-100' N-160' W-100' TO POB 0.37 AC MOL 15-6-27-100-069 |
| Legal Range | 06E |
| Legal Township | 15N |
| Legal Section | 27 |
| Legal Subdivision | STROUD TR (27-15-6) |
| Legal Tract | 6 |
| Legal Block | 8 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | NORTHEAST LINCOLN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 961100 |
Source: Lincoln County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1009 W OAK ST, STROUD, OK 74079-3842 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 28, 2022 | Intrafamily Transfer, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO |
| Dec 8, 2017 | Deed of Trust, Mortgage STROUD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Prior Sale | Dec 13, 2024 · Amount on Record |
| Deed Document Number | 2026870 |
| Deed Book / Page | 2645 / 204 |
| Prior Transfer Date | Sep 1, 2021 |
| Prior Transfer Doc | 002497/200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Dec 28, 2022 |
| Property Address | 524 E MAIN ST, STROUD, OK 74079-4217 |
| Document Number | 002497/200 |
| Book / Page | 2497 / 200 |
| Instrument Date | Sep 1, 2021 |
| Instrument | I-2022-009614 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 E MAIN ST, STROUD, OK 74079-4217 |
| Document Number | I2022009615 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | I-2022-009615 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 524 E MAIN ST, STROUD, OK 74079-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2276/511 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 2276/511 |
| Instrument | 08923 |
| Name | STROUD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STROUD, OK 74079 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 30, 2022 |
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Stroud City |
| Unified School District | Stroud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $635.00 (-1.85%) | $7,232 (-3.46%) Land $4,222 Building $3,010 | $65,746 (-8.59%) Land $38,382 Building $27,364 |
| 2024 | $647.00 (+6.94%) | $7,491 (+4.99%) Land $3,038 Building $4,453 | |
| 2022 | $605.00 | $7,135 Land $2,740 Building $4,395 | $71,925 Land $27,621 Building $44,304 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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