528 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 528 E Gardner St, Sparta, MI 49345 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Aug 2023)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-252-002`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-252-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 E GARDNER ST
City	SPARTA
State	MI
Zip	49345-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF LOTS 36 & 37 * C A JOHNSON'S SUBURBAN ADD
Legal Subdivision	C A JOHNSONS SUBURBAN ADD
Legal Lot Number	36-37
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

Source: Kent County records · APN 41-05-23-252-002

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 GARDNER NW, SPARTA, MI 49345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage ADVENTURE CU
Sep 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	202348936
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 28, 2023
Property Address	528 E GARDNER ST, SPARTA, MI 49345-1415
Document Number	0000048936
Map Reference	LB 20 PG 40
Instrument Date	Aug 22, 2023
Instrument	20230828-0048936
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,781.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 BROOKESTONE DR NE, ROCKFORD, MI 49341-9599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E GARDNER ST, SPARTA, MI 49345-1415

Mortgage

Document Number	0000048937
Date	Aug 28, 2023
Instrument	20230828-0048937

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 24, 2021
Property Address	528 E GARDNER ST, SPARTA, MI 49345-1415
Document Number	0000022788
Map Reference	LB 20 PG 40
Instrument Date	Feb 23, 2021
Instrument	20210224-0022788
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 OGDEN ST, 161, ROCKFORD, MI 49341-1238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E GARDNER ST, SPARTA, MI 49345-1415

Mortgage

Document Number	0000022789
Date	Feb 24, 2021
Instrument	20210224-0022789

Lender

Name	ADVENTURE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Sep 19, 2017
Property Address	528 E GARDNER ST, SPARTA, MI 49345-1415
Document Number	0000078601
Instrument Date	Aug 31, 2017
Instrument	78601
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 ODGEN ST ROCKFORD MI 49341, ROCKFORD, MI 49341

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00 (+31.19%) Homeowner's exemption	$117,700 (+23.12%)	$235,400 (+23.12%)
2023		$95,600	$191,200
2019	$2,898.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

528 E Gardner St, Sparta, MI 49345 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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