528 Dickson Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 528 Dickson Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,810 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$638,000 (Aug 2020)
Tax Bill	$8,780 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-012-022.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-012-022.000-018`
Alternative APN	`1709340012022000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,810 sqft Living Area
Gross Area	5,632 sqft
1st Floor Area	5,047 sqft
Basement Area	1,939 sqft
Finished Basement	1,702 sqft
Unfinished Basement	237 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 DICKSON LN
City	CARMEL
State	IN
Zip	46032-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .21, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 5, LOT 261, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	34
Legal Subdivision	JACKSONS GRANT ON WILLIAMS CREEK SECTION
Legal Lot Number	261
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3024
Census Tract	111009

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	528 DICKSON LN, CARMEL, IN 46032-6336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERNET BANK OF INDIANA
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Dec 30, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Dec 30, 2019
Deed Document Number	202052451
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 22, 2026
Property Address	528 DICKSON LN, CARMEL, IN 46032-6336
Document Number	0000033047
Instrument Date	Jul 17, 2026
Instrument	202633047
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 DICKSON LN, CARMEL, IN 46032-6336

Mortgage

Document Number	0000033048,
Date	Jul 22, 2026
Instrument	202633048

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	528 DICKSON LN, CARMEL, IN 46032-6336
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 DICKSON LN, CARMEL, IN 46032-6336

Mortgage

Document Number	0000080905
Date	Nov 9, 2021
Instrument	2021080905

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	JEDDO, MI 48032

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	528 DICKSON LN, CARMEL, IN 46032-6336
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021973
Date	Apr 20, 2020
Instrument	2020021973

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 6, 2020
Property Address	528 DICKSON LN, CARMEL, IN 46032-6336
Document Number	0000052451
Map Reference	CAB 4 SL 758
Instrument Date	Jul 13, 2020
Instrument	2020052451
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 DICKSON LN, CARMEL, IN 46032-6336

Mortgage

Document Number	0000052452
Date	Aug 6, 2020
Instrument	2020052452

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 30, 2019
Property Address	528 DICKSON LN, CARMEL, IN 46032-6336
Document Number	0000066486
Instrument Date	Dec 12, 2019
Instrument	66486
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 S RANGELINE RD #200 CARMEL IN 460327566, 200, CARMEL, IN 46032-7566

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$835,300 (-6.86%) Land $204,100 Building $631,200	$835,300 (-6.86%) Land $204,100 Building $631,200
2024	$8,780.00 (-14.25%)
2023	$10,239.00 (+13.39%) Homeowner's exemption	$896,800 (+14.24%) Land $234,500 Building $662,300	$896,800 (+14.24%) Land $234,500 Building $662,300
2022	$9,030.00 Homeowner's exemption	$785,000 Land $134,700 Building $650,300	$785,000 Land $134,700 Building $650,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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