521 Dickson Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 521 Dickson Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,390 sqft · built 2021
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$655,034 (Dec 2021)
Tax Bill	$7,620 (2024)
Deeds & Mortgages	Mar 2021 Construction Loan Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-012-029.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-012-029.000-018`
Alternative APN	`1709340012029000`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,390 sqft Living Area
Basement Area	1,611 sqft
Finished Basement	793 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340012029000
Street Address	521 DICKSON LN
City	CARMEL
State	IN
Zip	46032-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 5, LOT 268, IRREGULAR SHAPE
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK S
Legal Lot Number	268
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3022
Census Tract	111009

Owner

521 Dickson Ln is owned and occupied by an individual who bought it in December 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	521 DICKSON LN, CARMEL, IN 46032-6336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERNET BANK OF INDIANA
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 13, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	2021087557
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	521 DICKSON LN, CARMEL, IN 46032-6336
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018082
Date	Mar 8, 2021
Instrument	2021018082

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 7, 2021
Property Address	521 DICKSON LN, CARMEL, IN 46032-6336
Document Number	0000087557
Instrument Date	Oct 12, 2021
Instrument	2021087557
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 DICKSON LN, CARMEL, IN 46032-6336

Mortgage

Document Number	0000087558
Date	Dec 7, 2021
Instrument	2021087558

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 13, 2020
Property Address	521 DICKSON LN, CARMEL, IN 46032-6336
Document Number	2020072864
Map Reference	MB 5 SL 758
Instrument Date	Sep 25, 2020
Instrument	2020072864
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 S RANGEHNE RD #200 # 200, 200, CARMEL, IN 46032
Investor	Possibly a Property Investor

Mortgage

Document Number	2020072865
Date	Oct 13, 2020
Instrument	2020072865

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$718,300 Land $202,300 Building $516,000	$718,300 Land $202,300 Building $516,000
2024	$7,620.00 (+2.43%)
2023	$7,439.00 (+14.85%) Homeowner's exemption	$660,900 (+16.56%) Land $216,900 Building $444,000	$660,900 (+16.56%) Land $216,900 Building $444,000
2022	$6,477.00	$567,000 Land $124,600 Building $442,400	$567,000 Land $124,600 Building $442,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Dickson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Dickson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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