528 Creekside Dr, Salado, TX 76571 Property Records

Bell County property record for 528 Creekside Dr, Salado, TX 76571

Property Summary

Property TypeSingle Family Home
Details3,433 sqft · built 2017
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Tax Bill$15,722 (2023)
Deeds & MortgagesApr 2022 Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0371192165

Property Details

APN / Parcel Number

Primary APN0371192165
Alternative APNs
  • 460171
  • 840883

Interior

Stories2 Stories
Building Area3,433 sqft Living Area
1st Floor Area2,932 sqft
2nd Floor Area501 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area45,738 sqft (1.05 acres)
Garage Area721 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area508 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number840883
Street Address528 CREEKSIDE DR
CitySALADO
StateTX
Zip76571-5620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCREEKSIDE MEADOW, BLOCK 001, LOT 0013, 1.050AC 1.050AC
Legal SubdivisionCREEKSIDE MEADOW
Legal Block1
Legal Lot Number13
JurisdictionBELL TX
Township / Civil DivisionSOUTH BELL
Census Block Group2
Census Block2043
Census Tract23406

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address528 CREEKSIDE DR, SALADO, TX 76571-5620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Vendor's Lien, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Apr 1, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
SECURE ONE CAPITAL CORP
Mar 12, 2018Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Dec 30, 2017Loan Modification, Mortgage
TEXAS FIRST ST BK
Jan 4, 2017Vendor's Lien, Transfer · Commercial Mortgage
TEXAS FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2022
Deed SaleApr 22, 2022
Prior SaleMar 12, 2018
Deed Document Number2022025841
Record UpdatedJun 7, 2026

April 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateApr 22, 2022
Property Address528 CREEKSIDE DR, SALADO, TX 76571-5620
Document Number0000025841
Map ReferencePL 2014-127
Instrument DateApr 22, 2022
Instrument2022025841
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 CREEKSIDE DR, SALADO, TX 76571-5620

Mortgage

Document Number0000025842
DateApr 22, 2022
Instrument2022025842
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address528 CREEKSIDE DR, SALADO, TX 76571-5620
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019696
DateApr 1, 2021
Instrument2021019696
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

March 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 12, 2018
Property Address528 CREEKSIDE DR, SALADO, TX 76571-5620
Document Number0000009801
Map ReferencePL127
Instrument DateMar 8, 2018
Instrument2018-00009801
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 431, SALADO, TX 76571-0431

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 CREEKSIDE DR, SALADO, TX 76571-5620

Mortgage

Document Number0000009802
DateMar 12, 2018
Instrument2018-00009802
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address528 CREEKSIDE DR, SALADO, TX 76571-5620
Document Number0000003135
Instrument DateDec 30, 2017
Transaction TypeMortgage
Record UpdatedFeb 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 431 SALADO TX 765710431, SALADO, TX 76571-0431

Mortgage

Document Number0000003135
DateJan 26, 2018
Instrument3135
Lender
NameTEXAS FIRST ST BK
TypeBank
AddressTEMPLE, TX 76502
Agreement
AmountAmount Recorded

January 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 4, 2017
Property Address528 CREEKSIDE DR, SALADO, TX 76571-5620
Document Number0000000436
Map ReferencePL127
Instrument DateDec 30, 2016
Instrument2017-00000436
Transaction TypeTransfer
Record UpdatedApr 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1410 HARVEST DR, 1410, NOLANVILLE, TX 76559-4711

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 431, SALADO, TX 76571-0431

Mortgage

Document Number0000000437
DateJan 4, 2017
Instrument2017-00000437
Lender
NameTEXAS FIRST STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000000437
DateJan 4, 2017
Instrument2017-00000437
Lender
NameTEXAS FIRST STATE BANK
TypeBank
AddressTEMPLE, TX 76502
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalitySalado Village
Unified School DistrictSalado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$15,722.00 (+20.63%) Homeowner's exemption$893,833 Land $137,214 Building $756,619$893,833 Land $137,214 Building $756,619
2022$13,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims7 (2005–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALADO WSC
serves 11,460 people · EPA ID TX0140035
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Altitude ISP
Fixed Wireless
500 / 100
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: Falcon Internet, Heritage Broadband, Spectrum, T-Mobile, Western Broadband.

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