431 CREEKSIDE DR SALADO TX 765715862, SALADO, TX 76571-5862
Mortgage
Document Number
0000014297
Date
Mar 23, 2020
Instrument
14297
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Amount
Amount on Record
Term
360 Months
Due
Mar 22, 2050
October 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
BELL TX
Property Address
431 CREEKSIDE DR, SALADO, TX 76571-5862
Document Number
0000048678
Instrument Date
Oct 14, 2018
Transaction Type
Mortgage
Record Updated
Dec 7, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1203 BAINES ST SALADO TX 765715898, SALADO, TX 76571-5898
Mortgage
Document Number
0000048678
Date
Nov 26, 2018
Instrument
48678
Lender
Name
FIRST NAT'L BK/TX
Type
Bank
Address
KILLEEN, TX 76540
Agreement
Amount
Amount on Record
Term
12 Months
Due
Nov 25, 2019
August 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
BELL TX
Property Address
431 CREEKSIDE DR, SALADO, TX 76571-5862
Document Number
0000036431
Instrument Date
Aug 28, 2018
Transaction Type
Mortgage
Record Updated
Sep 14, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1203 BAINES ST SALADO TX 765715898, SALADO, TX 76571-5898
Mortgage
Document Number
0000036431
Date
Aug 29, 2018
Instrument
36431
Lender
Name
FIRST NAT'L BK/TX
Type
Bank
Address
KILLEEN, TX 76540
Agreement
Amount
Amount on Record
July 2017: Trustee's Deed, Construction Loan
Document Type
Trustee's Deed
Jurisdiction
BELL TX
Recording Date
Jul 19, 2017
Property Address
431 CREEKSIDE DR, SALADO, TX 76571-5862
Instrument Date
Jul 14, 2017
Instrument
30140
Transaction Type
Construction Loan
Record Updated
Aug 23, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1203 BAINES ST SALADO TX 765715898, SALADO, TX 76571-5898
Mortgage
Document Number
0000030140
Date
Jul 19, 2017
Instrument
30140
Lender
Name
FIRST NAT'L BK/TX
Type
Bank
Address
KILLEEN, TX 76540
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Jul 18, 2018
January 2017: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
BELL TX
Recording Date
Jan 24, 2017
Property Address
431 CREEKSIDE DR, SALADO, TX 76571-5862
Document Number
0000003039
Map Reference
PL127
Instrument Date
Jan 16, 2017
Instrument
2017-00003039
Transaction Type
Transfer
Record Updated
Sep 30, 2021
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 297, SALADO, TX 76571-0297
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1412 HARENST DR, NOLANVILLE, TX 76559
Mortgage
Date
Jan 24, 2017
Lender
Name
FIRST NATIONAL BANK TEXAS
Type
Bank
Special Notes
Seller Financed
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
Source: Bell County assessment roll, as of August 1, 2023
Property Jurisdictions
Type
Name
State
Texas
County
Bell County
Municipality
Salado Village
Unified School District
Salado Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2023
$13,103.00 (-5.07%)Homeowner's exemption
$932,509Land $67,954Building $864,555
$932,509Land $67,954Building $864,555
2022
$13,803.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 431 Creekside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 73 policies
Nearby Flood Policies
73 in force
Nearby Flood Claims
7 (2005–2023)
Claims Outside the SFHA
1 of 7
Most Recent Claim
Mar 2023 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 431 Creekside Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2026
Lead
5 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area
1,500 / 50
Altitude ISP Fixed Wireless
500 / 100
Nextlink Fixed Wireless
500 / 100
Verizon Fixed Wireless
300 / 20
SOS Communications Fixed Wireless
100 / 20
May also be available: Falcon Internet, Heritage Broadband, Spectrum, T-Mobile, Western Broadband.