DeSoto County property record for 528 Craft Rd S, Hernando, MS 38632 · Last verified December 2025
| Property Type | Other > Miscellaneous |
|---|---|
| Lot Size | 34,008 sqft (0.78 acres) |
| Occupancy | Owner Occupied |
| Primary APN | 3-06-3-05-00-0-00001-00 |
|---|
| Lot Area | 34,008 sqft (0.78 acres) |
|---|---|
| Lot Width | 140 ft Width |
| Street Address | 528 CRAFT RD S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9513 |
| Property Usage | Other Property Usage |
| Type | Other > Miscellaneous |
| Legal Description | PT OF NE 1/4 OF NE 1/4 |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 05 |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 70900 |
Source: DeSoto County records · APN 3-06-3-05-00-0-00001-00
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage SOUTHERN BANCORP BANK |
| Jan 19, 2023 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 |
| Deed Sale | Jan 19, 2023 |
| Deed Doc Number | 0001023327 |
| Deed Book / Page | 1023 / 327 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 528 CRAFT RD S, HERNANDO, MS 38632-9513 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Investor | Possibly a Property Investor |
| Document Number | 005609/209 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 5609/209 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 19, 2023 |
| Property Address | 528 CRAFT RD S, HERNANDO, MS 38632-9513 |
| Document Number | 001023/327 |
| Book / Page | 1023 / 327 |
| Map Reference | MB 143 PG 15 |
| Instrument Date | Jan 19, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Address | 528 CRAFT RD S, HERNANDO, MS 38632-9513 |
| Document Number | 0000566033 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 5660/33 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | Additional exemption filed |
528 Craft Rd S is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 63rd in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 714 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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