DeSoto County property record for 428 Craft Rd S, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2022 |
| Square Footage | 4,783 sqft Adjusted Area |
| Lot Size | 435,600 sqft (10 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,290.00 (2025) |
| Primary APN | 3-06-3-05-00-0-00011-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 4,783 sqft Adjusted Area |
| 1st Floor | 2,750 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 435,600 sqft (10 acres) |
| Street Address | 428 CRAFT RD S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF NW 1/4 |
| Legal Range | 006 |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Subdivision | RONALD R WILLIAMS |
| Legal Lot Number | 11 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 70900 |
Source: DeSoto County records · APN 3-06-3-05-00-0-00011-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Apr 13, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST SECURITY BANK |
| Sep 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Jan 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 |
| Deed Sale | Nov 18, 2016 |
| Deed Book / Page | 808 / 742 |
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 000946/223 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Document Number | 0005576/76 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 5576/76 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Document Number | 005211/265 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 5211/265 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jan 07, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4405 NAIL RD, OLIVE BRANCH, MS 38654-9512 |
| Document Number | 005604/765 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 5604/765 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 26, 2021 |
| Property Address | 428 CRAFT RD S, HERNANDO, MS 38632-9510 |
| Document Number | 000946/223 |
| Book / Page | 946 / 223 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4405 NAIL RD, OLIVE BRANCH, MS 38654-9512 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,290.00 (+15.88%) | $54,984 (+38.72%) Land $5,000 Building $49,984 | $549,841 (+38.72%) Land $50,000 Building $499,841 |
| 2023 | $3,702.00 | $39,637 | $396,367 Land $50,000 Building $346,367 |
428 Craft Rd S is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 55th percentile of exposed land nationally · 66th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 610 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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