Lancaster County property record for 528 Cheltenham Ct, Lititz, PA 17543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,844 sqft · built 2010 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Aug 2009) |
| Tax Bill | $12,853 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-87823-0-0000 |
| Primary APN | 390-87823-0-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,844 sqft Living Area |
| Gross Area | 6,581 sqft |
| 1st Floor Area | 1,746 sqft |
| Upper Floors Area | 2,098 sqft |
| Basement Area | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 863 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Patio Area | 541 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 528 CHELTENHAM CT |
|---|---|
| City | LITITZ |
| State | PA |
| Zip | 17543-6633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PLAN FOR WILLOW BEND ESTATES |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MANHEIM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11901 |
528 Cheltenham Ct is owned and occupied by two individuals who bought it in August 2009.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 OAK LN, LITITZ, PA 17543-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 23, 2018 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2009 · Amount on File |
| Deed Sale | Aug 28, 2009 · Amount on File |
| Deed Document Number | 20095807293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 528 CHELTENHAM CT, LITITZ, PA 17543-6633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 528 CHELTENHAM CT, LITITZ, PA 17543-6633 |
| Document Number | 0006620370 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 6620370 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LITITZ, PA 17543 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 528 CHELTENHAM CT, LITITZ, PA 17543-6633 |
| Document Number | 0006390249 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 528 CHELTENHAM CT LITITZ PA 175436633, LITITZ, PA 17543-6633 |
| Document Number | 0006390249 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 6390249 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 528 Cheltenham Ct was $12,853 with a homeowner's exemption, up 2.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Manheim Township |
| Unified School District | Manheim Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,300 Land $107,800 Building $471,500 | $579,300 Land $107,800 Building $471,500 | |
| 2025 | $12,853.00 (+2.55%) | ||
| 2024 | $12,534.00 | $579,300 Land $107,800 Building $471,500 | |
| 2018 | $579,300 Land $107,800 Building $471,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Cheltenham Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Cheltenham Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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