Lancaster County property record for 521 Cheltenham Ct, Lititz, PA 17543
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,098 sqft · built 2021 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Mar 2021) |
| Tax Bill | $10,838 (2025) |
| Deeds & Mortgages | Dec 2024 Second Mortgage Mar 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-54656-0-0000 |
| Primary APN | 390-54656-0-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,098 sqft Living Area |
| Gross Area | 5,084 sqft |
| Basement Area | 1,254 sqft |
| Finished Basement | 1,180 sqft |
| Unfinished Basement | 74 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Porch | Open Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 CHELTENHAM CT |
|---|---|
| City | LITITZ |
| State | PA |
| Zip | 17543-6634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 521 CHELTENHAM CT |
| Legal Subdivision | WILLOW BND ESTATES SHEET 02 |
| Legal Lot Number | 11 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MANHEIM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11901 |
521 Cheltenham Ct is owned and occupied by two individuals who bought it in March 2021.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 CHELTENHAM CT, LITITZ, PA 17543-6634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 31, 2021 | Deed, Construction Loan · Construction Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on File |
| Deed Sale | Mar 31, 2021 · Amount on File |
| Prior Sale | Sep 22, 2008 · Amount on File |
| Deed Document Number | 20216591727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 521 CHELTENHAM CT, LITITZ, PA 17543-6634 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 20246812180 |
|---|---|
| Date | Dec 16, 2024 |
| Instrument | 20246812180 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Mar 31, 2021 |
| Property Address | 521 CHELTENHAM CT, LITITZ, PA 17543-6634 |
| Document Number | 0006591727 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 6591727 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 7, 2026 |
| Title Company | REALTY SETTLEMENT SERVICES INC, REALTY SETTLEMENT SVC INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CHELTENHAM CT, LITITZ, PA 17543-6634 |
| Document Number | 0006591728 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 6591728 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 521 Cheltenham Ct was $10,838 with a homeowner's exemption, up 2.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Manheim Township |
| Unified School District | Manheim Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,300 Land $107,800 Building $404,500 | $512,300 Land $107,800 Building $404,500 | |
| 2025 | $10,838.00 (+2.55%) | ||
| 2024 | $10,569.00 | $488,500 Land $107,800 Building $380,700 | |
| 2018 | $488,500 Land $107,800 Building $380,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Cheltenham Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Cheltenham Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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