528 Central Ave, Sandusky, OH 44870 Property Records

Erie County property record for 528 Central Ave, Sandusky, OH 44870

Property Summary

Property Type	Triplex
Details	6 bd · 4.5 ba · 2,992 sqft · built 1930
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2026)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`59-00259-000`

Property Details

APN / Parcel Number

Primary APN	`59-00259-000`
Alternative APN	`001850-5`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	2,992 sqft Total Area
1st Floor Area	1,706 sqft
Upper Floors Area	1,286 sqft
Basement Area	1,037 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2003
Architectural Style	Triplex
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,942 sqft (0.136 acres)
Lot Dimensions	180 ft deep x 33 ft wide

Exterior Amenities

Porch	Slab
Porch Area	511 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	001850-5
Street Address	528 CENTRAL AVE
City	SANDUSKY
State	OH
Zip	44870-2482
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	19 CENTRAL AVENUE S 1/2 25 DECATUR ST S 1/2 OF W 1/3
Legal Subdivision	DECATUR STREET
Legal Lot Number	19&25
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2013
Census Tract	40801

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 CENTRAL AVE, SANDUSKY, OH 44870-2482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MAINSTREET BANK
Mar 26, 2025	Quit Claim Deed, Transfer · Line of Credit LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	20263277
Prior Transfer Date	Mar 21, 2025
Prior Transfer Doc	0000002160
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Apr 28, 2026
Property Address	528 CENTRAL AVE, SANDUSKY, OH 44870-2482
Document Number	0000003277
Instrument Date	Apr 23, 2026
Instrument	2026.3277
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CENTRAL AVE, SANDUSKY, OH 44870-2482

Mortgage

Document Number	0000003278,
Date	Apr 28, 2026
Instrument	2026..3278

Lender

Name	MAINSTREET BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Mar 26, 2025
Property Address	528 CENTRAL AVE, SANDUSKY, OH 44870-2482
Document Number	0000002160
Instrument Date	Mar 21, 2025
Instrument	202502160
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 CENTRAL AVE, SANDUSKY, OH 44870-2482

Mortgage

Document Number	0000002161
Date	Mar 26, 2025
Instrument	202502161

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 (+5%)	$46,952 (-) Land $3,146 Building $43,806
2024	$1,800.00 (-3.74%) Homeowner's exemption	$46,952 (+26.97%) Land $3,146 Building $43,806	$134,150 (+26.96%) Land $8,990 Building $125,160
2023	$1,870.00 (-4.1%) Homeowner's exemption	$36,980 (-) Land $2,516 Building $34,464
2022	$1,950.00 Homeowner's exemption	$36,980 Land $2,516 Building $34,464
2021			$105,660 Land $7,190 Building $98,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, T-Mobile, Verizon, Watch TV.

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