520 Central Ave, Sandusky, OH 44870 Property Records

Erie County property record for 520 Central Ave, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,187 sqft · built 1906
Lot Size	0.096 acres (4,160 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Feb 2017)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-01308-000`

Property Details

APN / Parcel Number

Primary APN	`59-01308-000`
Alternative APN	`000847-0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area
Gross Area	3,395 sqft
1st Floor Area	1,259 sqft
Upper Floors Area	928 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,160 sqft (0.096 acres)
Lot Dimensions	126 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	278 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	000847-0
Street Address	520 CENTRAL AVE
City	SANDUSKY
State	OH
Zip	44870-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 CENTRAL AVE S 1/2 23 DECATUR ST S 1/2 OF W 1/3
Legal Subdivision	CENTRAL AVENUE
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2013
Census Tract	40801

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 CENTRAL AVE, SANDUSKY, OH 44870-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 24, 2017	Grant Deed, Transfer · Line of Credit FIRST FED'L S&L ASSN/LORAIN
Feb 23, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	May 1, 1996 · Amount on Record
Deed Document Number	20171593
Prior Transfer Date	Feb 21, 2017
Prior Transfer Doc	0000001593
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Aug 22, 2024
Property Address	520 CENTRAL AVE, SANDUSKY, OH 44870-2437
Document Number	0000006018
Instrument Date	Aug 21, 2024
Instrument	202406018
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CENTRAL AVE, SANDUSKY, OH 44870-2437

Mortgage

Document Number	0000006019
Date	Aug 22, 2024
Instrument	202406019

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Mortgage

Document Number	0000006020
Date	Aug 22, 2024
Instrument	202406020

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	SANDUSKY, OH 44870

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE OH
Recording Date	Jul 24, 2017
Property Address	520 CENTRAL AVE, SANDUSKY, OH 44870-2437
Document Number	0000006592
Instrument Date	Jun 20, 2017
Instrument	6592
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CENTRAL AVE SANDUSKY OH 448702437, SANDUSKY, OH 44870-2437

Mortgage

Document Number	6593
Date	Jul 24, 2017
Instrument	6593

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ERIE OH
Recording Date	Feb 23, 2017
Property Address	520 CENTRAL AVE, SANDUSKY, OH 44870-2437
Document Number	0000001593
Instrument Date	Feb 21, 2017
Instrument	1593
Transaction Type	Foreclosure
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #100 DALLAS TX 752542951, 100, DALLAS, TX 75254-2951
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00	$73,825 (-) Land $2,628 Building $71,197
2024	$2,879.00 (+100.21%) Homeowner's exemption	$73,825 (+155.99%) Land $2,628 Building $71,197	$210,930 (+155.98%) Land $7,510 Building $203,420
2023	$1,438.00 (+0.77%) Homeowner's exemption	$28,839 (-0.01%) Land $2,103 Building $26,736
2022	$1,427.00 Homeowner's exemption	$28,843 Land $2,103 Building $26,740
2021			$82,400 Land $6,010 Building $76,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, T-Mobile, Verizon, Watch TV.

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