528 Cedar Crest Dr, Elyria, OH 44035 Property Records

Lorain County property record for 528 Cedar Crest Dr, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,804 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$77,000 (2020)
Tax Bill	$4,073.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`018456-1`
Alternative APN	`11-00-090-000-209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,804 sqft Living Area
Gross Area	2,244 sqft Gross Area
1st Floor	1,804 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	36 sqft Patio
Canopy Area	296 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	018456-1
Street Address	528 CEDAR CREST DR
City	ELYRIA
State	OH
Zip	44035-8915
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 49.18 X 149.85 LOT # 89 SPLIT # 19-01749
Legal Subdivision	FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2
Legal Lot Number	89
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	91100

Owner

Source: Lorain County records · APN 018456-1

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 CEDAR CREST DR, ELYRIA, OH 44035-8915
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Deed Doc Number	2020785940
Record Refreshed	Sep 20, 2026

October 2020: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 28, 2020
Property Address	528 CEDAR CREST DR, ELYRIA, OH 44035-8915
Document Number	0000785940
Map Reference	VOL 107 PG 25-30
Instrument Date	Sep 28, 2020
Instrument	2020-0785940
Transaction Type	Construction Loan
Record Updated	May 02, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	528 CEDAR CREST DR, ELYRIA, OH 44035-8915

Mortgage

Document Number	0000785941
Date	Oct 28, 2020
Instrument	2020-0785941

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	190 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00	$98,760 (-0.01%) Land $19,020 Building $79,740	$282,190 (-) Land $54,350 Building $227,840
2024	$4,073.00 (-10.64%)	$98,767 (-) Land $19,023 Building $79,744	$282,190 (-) Land $54,350 Building $227,840
2023	$4,558.00 (+0.31%)	$98,767 (-17.2%) Land $19,023 Building $79,744	$282,190 (-17.21%) Land $54,350 Building $227,840
2022	$4,544.00	$119,290 Land $19,020 Building $100,270
2021			$340,830 Land $54,350 Building $286,480

Flood & Wildfire

528 Cedar Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.