Lorain County property record for 520 Cedar Crest Dr, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,804 sqft Living Area |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2021) |
| Tax Bill | $4,467.00 (2025) |
| Primary APN | 11-00-090-000-207 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,804 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 36 sqft Patio |
| Canopy Area | 336 sqft Canopy |
| Cooling System | Central Cooling |
|---|
| Street Address | 520 CEDAR CREST DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 52.00 X 149.93 |
| Legal Subdivision | FOUR SEASONS/CHESTNUT RDG SUB |
| Legal Lot Number | 87 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-207
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 520 CEDAR CREST DR, ELYRIA, OH 44035-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 09, 2021 | Limited Warranty Deed, Construction Loan · Building or Construction Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2021 · Amount on Record |
| Deed Sale | Mar 09, 2021 · Amount on Record |
| Deed Doc Number | 2021001267 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 520 CEDAR CREST DR, ELYRIA, OH 44035-8915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000841829 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0841829 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 09, 2021 |
| Property Address | 520 CEDAR CREST DR, ELYRIA, OH 44035-8915 |
| Document Number | 0000806510 |
| Map Reference | VOL 107PG 25-30 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021-0806510 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 520 CEDAR CREST DR, ELYRIA, OH 44035-8915 |
| Document Number | 0000806511 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 2021-0806511 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 | $108,310 (+%) Land $19,020 Building $89,290 | $309,450 (-) Land $54,350 Building $255,100 |
| 2024 | $4,467.00 (-10.64%) | $108,308 (-) Land $19,023 Building $89,285 | $309,450 (-) Land $54,350 Building $255,100 |
| 2023 | $4,999.00 (+0.3%) | $108,308 (-12.9%) Land $19,023 Building $89,285 | $309,450 (-12.9%) Land $54,350 Building $255,100 |
| 2022 | $4,984.00 | $124,350 Land $19,020 Building $105,330 | |
| 2021 | $355,300 Land $54,350 Building $300,950 |
520 Cedar Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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